Abantu abathanda ikhofi kakhulu bazi kahle ukuthi kunomehluko omkhulu phakathi ukuthenga ikhofi kumabhrendi amakhulu futhi uyithenge ngokuqondile emthonjeni. Kungumbuzo wekhwalithi, esikhundleni sentengo. Esihlokweni salesi sihloko, kukhona nezinye izici ezithakazelisayo ezingangezwa kule zibalo. Njengomthelela womphakathi, ngenxa yemizamo efana naleyo esinikezwa yona I-EthicHub.
Ngokuvamile, abakhiqizi bavame ukushiya ukuthengiswa komkhiqizo wabo ezandleni ze- amapulatifomu amakhulu okuthengisa ikhofi aku-inthanethi. Abanye kuphela abazama inhlanhla ngokuvula ishaneli yabo ye-e-commerce. Kodwa kwabaningi babo, ukuze ukwazi ukufeza lokhu ngokushesha kuyadingeka ukwenza utshalomali. Kwabaningi balaba bakhiqizi, lokhu bekungeke kwenzeke ngaphandle kosizo lwe-EthicHub kanye nephrojekthi yayo yokuxhuma abatshalizimali nabakhiqizi, imininingwane esiyichaza ngezansi.
Ngaphezu kwawo wonke lo msebenzi, I-akhawunti ye-EthicHub futhi ngesiteshi sayo sokuthengisaubizile I-CryptoCafe, lapho ungathenga khona zonke izinhlobo zekhofi ezikhiqizwa ngenxa yalo mzamo ohlangene.
Kumelwe kushiwo kulokhu ukuthi i-EthicHub ayisebenzi njengomxhumanisi, kodwa njengozakwethu wabalimi ngokwabo (umehluko oyisisekelo), ngakho ayitholi nzuzo eqondile kulokhu kuthengiswa.
Ikhofi eluhlaza, umkhiqizo wenkanyezi
Umkhiqizo wenkanyezi yi- ikhofi eluhlaza, etshalwe emasimini eSonosuco, esifundeni saseMexico eChiapas. Izimo zezulu zendawo, ukuphakama kanye nomsebenzi omuhle wemiphakathi ekhula ikhofi kuhlangana ukuze kuzuzwe umkhiqizo osezingeni eliphezulu, onamaphuzu angama-80-90 ngokuya ngemingcele Inhlangano Ekhethekile Yekhofi (I-SCA). Ngamafuphi, ikhofi elikhethiwe eliqondiswe kakhulu ukuthunyelwa emazweni afana ne-Spain.
I-EthicHub iphinde izibophezele ekutshaleni imali emasimini ekhofi kwamanye amazwe anjengeBrazil, iHonduras noma i-Colombia ngokusebenzisa ifomula efanayo: amapulazi amancane (afinyelela kumahektha ayi-5), asezingeni eliphakeme futhi, ngaphezu kwakho konke, ngenhloso encomekayo. lokuzuza a umthelela kwezenhlalo nezomnotho enenani elikhulu emiphakathini yezolimo.
Bheka nje konke amaphrojekthi eziqhubekayo kulawa mazwe ngenxa yokutshalwa kwezimali okwenziwe nge-EthicHub ukuze kuqondwe ubukhulu bangempela bomsebenzi wabo.
Ifomula ye-EthicHub
I-EthicHub isekela wonke umsebenzi wayo emcabangweni wokwenza kutholakale kulaba balimi abancane uxhaso lwezimali abaludingayo ukuze baqhubeke nokusebenza umhlaba wabo futhi badayise ikhofi labo ezimakethe eziqondile. Eqinisweni, iyona kuphela insiza abanayo, njengoba emazweni abo bavalile ukufinyelela izikweletu ngokusebenzisa imigudu evamile (amabhange, izikhungo zezikweletu, njll.).
Isiphakamiso sale nkundla yokubambisana yezimali sihlanganisa ukwakha ibhuloho lezobuchwepheshe phakathi kwabatshalizimali nabalimi, ifomula lapho zombili izinhlangothi ziwina khona: owokuqala zithola imbuyiselo ecishe ibe ngu-8-10%, kuyilapho lezi zakamuva ziqinisekisa ukufinyelela kusikweletu okubavumela ukuthi basebenze futhi bakhule.
Kungenzeka kanjani lokho? I-EthicHub iyinkundla yendabuko Ubuchwepheshe beBlockchain lapho noma yimuphi umuntu angakwazi ukutshala imali okungenani ama-euro angu-20, ngokusebenzisa imali eyimfihlo noma ngamakhadi esikweletu nawedebhithi axhunywe ku-akhawunti yokuhlola yasebhange.
Iphuzu elibalulekile okufanele liqokonyiswe ukuvikeleka kwezimali ezitshaliwe, ezisekelwa uhlelo lwesiqinisekiso esikabili: ngakolunye uhlangothi olunikezwa yimpahla yomhlaba wangempela, okungukuthi, ikhofi, futhi ngakolunye uhlangothi uhlelo lwayo lwesibambiso oluhlangene. , ngokusekelwa ngu Ithokheni ye-Ethix. Okungukuthi, ngendlela, enye indlela yokutshala imali endaweni yesikhulumi (ukuthenga amathokheni) futhi ngesikhathi esifanayo negalelo ekufezeni zonke izinhlelo.
Kuze kube manje, ngemva kwamaphrojekthi angaphezu kuka-500 axhaswe ngemali, abatshalizimali sebebuyise amaphesenti ayikhulu emali abayitshalile, ngaphezu kwenzuzo etholakele. Akuyona incwadi yekhava embi, ngempela.
Ukutshalwa kwezimali okunomthelela
Kodwa okukhangayo okukhulu emcabangweni we-EthicHub ukuthi abatshalizimali, ngaphezu kokwenza inzuzo, bayazi ukuthi babambisana ekuthuthukiseni nasekunakekeleni imiphakathi ekhiqiza ikhofi abatshala kuyo. Iminikelo yabo idala okubalulekile umthelela wezenhlalo nezomnotho kanye nemvelo, ngenkathi yenza kube nokwenzeka ukumaketha umkhiqizo wekhwalithi ehlukile.
Ngaphezu kwalokhu, i-EthicHub inikela ngenkuthalo Ezinhlosweni Zokuthuthukiswa Okusimeme eziyisishiyagalolunye ze-ajenda yango-2030 ekhuthazwa yiZizwe Ezihlangene. Ukuzibophezela ekwakheni umnotho omusha, obandakanya wonke umuntu futhi osekelayo, ngaphandle kokulahlekelwa umbono wokuhlonipha imvelo nokunakekela izinhlobonhlobo zezinto eziphilayo.
Kungenzeka kanje ukuthi leli khofi elimnandi elikhiqizwa kuleli lingadayiswa nge-inthanethi futhi lifinyelele emakhaya ethu. Uma kungaleso sizathu kuphela, kufanelekile ukunikeza ivoti lokuzethemba ku-EthicHub.