Uma ungomunye walabo abathumela futhi bamukele imali nge-inthanethi, ungase ujwayele izindlela zokukhokha ezihlukahlukene ezifana ne-PayPal, i-Western Union... kodwa kuthiwani nge-Sofort? Yini?
Uma ufuna ukwazi enye yezindlela zokukhokha ku-inthanethi futhi wazi ukuthi ingakunikeza ini, ngaphezu kokwazi iziqinisekiso enazo, Bheka konke odinga ukukwazi ngeSofort.
Iyini i-Sofort?
Thobisa Ingenye yezindlela ezichumayo zokukhokha nge-inthanethi.. Eqinisweni, kokubili eJalimane nase-Austria kunokwamukelwa okuphezulu kakhulu, ngaphezu kokusetshenziswa kwayo. Kodwa yaziwa naseBelgium, e-United Kingdom, eHungary, eNetherlands, eSwitzerland, eFrance, e-Italy noma ngisho naseSpain.
Inkampani eyidalile yi-Payment Network AG, okungeye-Klarna Bank AB. Futhi yebo, ngokwazi kwakho, iKlarna iyibhange, ikakhulukazi ibhange le-fintech elihlinzeka ngezinsizakalo zezezimali eziku-inthanethi, okungenye yazo indlela yokukhokha nge-inthanethi.
Igama lakhe, Sofort, iza ngenxa yegama lesiJalimane elithi “ngokushesha”, njengesinye sezici zale ndlela yokukhokha.
Yini eyenze le ndlela yokukhokha ye-inthanethi ibe yimpumelelo, nokuthi kungani abaningi beyisebenzisa, kungenxa ukuphepha kwakho kanye nobumfihlo. Futhi kungenxa yokuthi i-Sofort ihloliwe futhi yaqinisekiswa yi-ejensi yokuqinisekisa yaseJalimane i-TÜV, inhlangano izidingo zayo zokuthola lesi sitifiketi ziphakeme kakhulu, yingakho ithembekile kakhulu.
Kodwa akugcini lapho. Iphinde inikeze izivivinyo zokukhokha ezengeziwe ezidalwe kusistimu ngokwayo, ukwazisa abathintekayo nokunikeza ubumfihlo bedatha yasebhange (awukwazi ukufinyelela kubo uma kungekho mvume nokugunyazwa kwakho).
Umsuka we-Comfort
Ukuze uthole ukuthi wazalwa nini uSofort kufanele sihambe kuze kube ngu-2005. Ngaleso sikhathi inkampani encane yazinza eMunich. Sikhuluma nge-Payment Network AG. Lokhu kwaba, phakathi kwezinsizakalo zayo, inkundla yokukhokha ekhethekile Yayibonakala ngokonga, ngokuphazima kweso futhi iphephile.. Ngaphezu kwalokho, ishintshwe kunoma iyiphi inkundla yasebhange ukuze isetshenziswe ngaphandle kwezinkinga.
Njengazo zonke iziqalo, kwakunzima ekuqaleni. Kodwa iqiniso lokuthi uyashesha futhi kulula kakhulu ukuyisebenzisa ngokushesha izinkundla eziningi namabhange akhuthazwa ukuba akufake ezinkonzweni zawo futhi kancane kancane lalisuka eJalimane liyonikeza usizo kwamanye amazwe aseYurophu.
Eqinisweni, namuhla iwusizo emabhizinisini angokwenyama nawe-inthanethi angaphezu kuka-30.000 kanye nasemabhange angaba ngu-100 ahlukene.
Isebenza kanjani iSofort
Manje njengoba usuyazi ukuthi i-Sofort iyini, mhlawumbe idonsa ukunaka kwakho futhi ufuna ukuyizama. Iqiniso liwukuthi akunzima ukudala i-akhawunti. Kodwa kufanele sikutshele ukuthi ukuze wenze inkokhelo awudingi ngisho nokubhalisa, ingasaphathwa eyokunikeza idatha eyimfihlo noma idatha othile "angakugenca ngayo" ngayo. Inkokhelo ihlale yenziwa nge-akhawunti yasebhange, kodwa i-Sofort isetshenziselwa ukuyifeza.
Lokhu kuvumela okwenziwayo ukuthi kusheshe kakhulu ngoba uzodinga kuphela:
- Khetha izwe nebhange kusukela lapho okwenziwa khona umsebenzi (kulokhu inkokhelo).
- Engeza imininingwane yasebhange. Lokhu kwenziwa endaweni evikelekile enikwe amandla yi-Sofort.
- Kuyaqinisekiswa ukuthi konke kulungile futhi kwamukelwe ukuthola isiqinisekiso sokudluliswa okwenziwe. Lokhu kudluliselwa kungenziwa ngokushesha noma kuthathe cishe izinsuku ezi-4 ukuze kusebenze.
Le datha ifakiwe zibethelwe ngendlela yokuthi zibethelwe futhi elinye iqembu kuphela elizokwazi “ukuwaqonda”.
Induduzo eSpain
Kungenzeka awuzange uzwe ngakho. Kodwa kufanele wazi ukuthi njengamanje kunezinkampani namabhange ayisebenzisayonoma. Ngokukhethekile, uma une-akhawunti e-BBVA, La Caixa, Banco Santander noma kwezinye, lolu hlelo lufakiwe futhi ungenza imisebenzi ngalo.
Mayelana nezinkampani, ezinye ezibalulekile, njenge-PCComponentes, noma i-Iberia, zinikeza ithuba lokuthenga usebenzisa le ndlela yokukhokha. Kuyiqiniso ukuthi izikhathi eziningi kungase kuzwakale kuyinto evamile kuwe kodwa awukayisebenzisi, noma kunjalo, ama-eCommerce amaningi ayabheja kuyo.
Endabeni yabasebenzisi, kukhona abayisebenzisayo (ikakhulukazi ukuthenga ngezitolimende ngaphandle kwamakhomishini).
Uma ufuna ukuvakashela amahhovisi aseSpain, lezi ziseMadrid. Vele ufune i-Klarna Spain SL
Igama elisha lika-Sofort
Elinye iphuzu okufanele ulikhumbule lihlobene negama layo. Njengoba sishilo ngaphambili, i-Sofort isho ukushesha ngeSpanishi. Kodwa Kufanele wazi ukuthi i-Sofort manje isibizwa ngokuthi i-Klarna.
Eqinisweni, akunjalo ncamashi. E-Germany nase-Austria, i-Sofort yi-PayNow. Kwamanye amazwe yaziwa ngokuthi iKlarna.
Kwakungo-2014 lapho iSofort yathengwa khona nguKlarna futhi kusukela lapho ungowaleli qembu lesi-Swedish, elikhethekile ngemikhiqizo yezezimali nezindlela zokukhokha. Ngakho igama lashintsha.
Izinzuzo zokusebenzisa le ndlela yokukhokha
Uma une-eCommerce, kungenzeka ukuthi ngesinye isikhathi uthole isiphakamiso sokusebenzisa i-Sofort noma ukuthi baxhumane nawe. Uma uyicabangela, empeleni unezinzuzo eziningi zokuyisebenzisa. Ngokwesibonelo:
- Unikeza amakhasimende akho enye indlela yokukhokha, futhi iyashesha, ivikelekile futhi kulula ukuyisebenzisa.
- I-oda lingaqinisekiswa khona manjalo futhi futhi uyicubungule nawe.
- Yehlisa izindleko namakhomishini. Ngaphezu kwalokho uzokwazi ukwamukela izinkokhelo zenani eliphezulu (into, ngezinye izinhlelo, ongeke ukwazi ukuyenza).
Izingqinamba
Akukhona konke okuhle okuhle, futhi akukona konke okubi okubi. Kukhona njalo okuhle nokubi. Futhi endabeni kaSofort, noma uKlarna, cishe akukho ukuphazamiseka kubasebenzisi, kodwa yebo kubathengisi noma izinkampani eziyisebenzisa kusukela lapho ikhomishini ingase ibe ngaphezu kwalokho obekulindelwea.
Kwamanye amazwana esiwabonile kuhlelo lokusebenza baphinde bakhulume ngamakhomishini "okumangala" ekuthengiseni okusheshayo, ngakho-ke kungcono ukubukeza, kokubili kolunye uhlangothi (umsebenzisi) futhi kusukela kolunye (usomabhizinisi, inkampani...) uma kuwumqondo omuhle ukukusebenzisa noma ukukusebenzisa ebhizinisini.
Manje njengoba usuyazi ukuthi i-Sofort, noma i-Klarna, iyini, ungalokotha ukuyisebenzisa kukhompyutha yakho noma ngohlelo lokusebenza enalo?