UDwolla uyinkampani ye-Ecommerce enikezela ngohlelo lokukhokha online kanye nezinkokhelo zeselula. Ngendlela yokuthi abasebenzisi bakwazi ukwenza zonke izinkokhelo zabo besebenzisa amadivayisi wabo weselula kanye neplatifomu eku-inthanethi. Le nkampani yasungulwa e2008 ngezinsizakalo ekuqaleni ezazizinze edolobheni lase-Iowa, e-United States.
Ngo-2011, inkampani yayisikhulile yaba nabasebenzisi abangu-20.000 1 futhi yayicubungula izinhlungu eziyizigidi ezi-XNUMX ngesonto okokuqala ngqa. Kumele futhi kuqashelwe ukuthi UDwolla uqale ngeVeridian Credit Union yezinsizakalo zebhange, ngenkathi amalungu eqembu le-Iowa Credit Union League ephethe ukucubungula ukuthengiselana kwakho.
Ngenxa yale nkundla yokukhokha, amakhasimende angathumela futhi athole izinkokhelo ze-ACH ngaphandle kobunzima. Ochwepheshe benkampani bachitha iminyaka benza indlela elula yokuthi amabhizinisi azulazule futhi adlulise amabhange. Isevisi futhi ivelele ngoba ungasebenzisa i-ACH API yayo ngokudluliswa kwebhange ngaphakathi kwesikhulumi noma uhlelo lokusebenza.
Ngalokhu, kunikezwa yonke imibhalo yentuthuko edingekayo, ngaphezu kwe izindawo zokusebenziseka kalula zomnikazi we-ecommerce ukuklama isixazululo sabo esihle sokukhokha futhi ngaleyo ndlela sifinyelele emakethe ekhonjiwe ngesikhathi sokurekhoda.
Endabeni yokuphepha, ipulatifomu yokukhokha eku-inthanethi iDwolla kugcina ukulawula okuphelele kwemfihlo yolwazi, futhi ukuthengiselana akudlulisi imininingwane ebucayi yezezimali kubamukeli. Akugcini lapho, kusetshenziswa uhlelo lwethokheni oluthatha indawo yedatha yenani eliphezulu ekuthengisweni kwezezimali ngomyalezo wethokheni osuselwa esikhathini.
Ipulatifomu yokukhokha yakhiwe nge ukugxila okuphezulu kwimvelo yamafu, lapho kunikezwa nokuphepha okuphelele, ngaphezu kweqiniso lokuthi ithrafikhi ye-Intanethi idluliswa ngenethiwekhi ehlakaniphile ngenhloso yokwenza ngcono ukusebenza nokuhlaselwa.