Ungahle ungayazi incazelo ye- "Tokenize" noma, uma wenza kanjalo, ungahle ungacacisisi ngokuthi iziphi izinzuzo ezingaba nazo ebhizinisini lakho, noma uma zingasetshenziswa emkhakheni wakho. Kungakho sifuna ukuqoqa kule ndatshana izinzuzo zethokheni ekukhokheni nakuyo izicelo ezahlukene, okugcina kufingqiwe ngokuhlangenwe nakho okungcono kwamakhasimende nokuthengiswa okuphezulu kwebhizinisi, ngokwemikhombandlela ebekwe nguSipay. Lobu buchwepheshe bungasetshenziswa kokuhweba okuku-inthanethi nokungaxhunyiwe ku-inthanethi nakumamodeli amaningi ebhizinisi.
Sizoqala ngokuchaza ukuthi ukusebenza kwamathokheni kusebenza kanjani. Lapho umuntu ekhokha esitolo, kungaba ngokwenyama noma nge-inthanethi ngekhadi lakhe, kunethuba lokugcina idatha yekhadi elishiwoyo ukuze kungadingeki bazifake ekuthengeni okulandelayo noma izinkokhelo. Ukwenza lokhu, kufanele kwenziwe ithokheni eyingqayizivele ehambisana nalelo khadi, ngoba imininingwane yangempela akufanele igcinwe ukugwema ukukhwabanisa noma ezinye izingozi. Amathokheni enziwe azogcinwa egumbini eliphephile futhi angasetshenziselwa ukuqoqwa okuzayo (njalo ngokugunyazwa kwangaphambili komsebenzisi).
Kuyindlela emisha kakhulu ne-avant-garde yokuqoqa izinkokhelo zemikhiqizo, izinsizakalo noma izinto ezimakethwa yilezi zinkampani ngefomethi eku-inthanethi. Ukufika ezingeni lokuthi kwezinye izimo bangaba yi Isixazululo sezinkinga zakho. Ngochungechunge lwezinzuzo ezingasizakala kakhulu kuzintshisekelo zakho zobuchwepheshe kusukela manje kuqhubeke. Ngaphandle kwezinye izindlela maqondana nale nkinga ejwayelekile noma yendabuko.
Incazelo yokwehliswa kwamathokheni
Lo mqondo osanda kudalwa uqukethe lapho usetshenziswa ekuphepheni kwedatha, kuyinqubo yokushintsha into yedatha eyimfihlo ngokulingana okungazweli, okubizwa ngokuthi ithokheni, elingenayo incazelo noma inani elisebenzisekayo noma elisebenzisekayo. Ngenkathi ngakolunye uhlangothi, esimweni sezindlela zokukhokha, kusukela ekuqaleni ukwenziwa kwamathokheni kwakuqhutshwa ukukhula kwamamodeli ebhizinisi amasha avela ukuphazamiseka komnotho wedijithali. Izinzuzo ezilethwe yilezi zinhlobo zebhizinisi ezintsha (ukwanda kwevolumu yemakethe, okunikezwayo okwenzelwe wena, okuhlangenwe nakho okwenzelwe izidingo zamakhasimende) kwahunyushwa ngokushesha kwaba izinguquko okwakufanele zisetshenziselwe ukuvikela idatha yabathengi engavezwa ekuthengeni.
Isebenza kanjani le ndlela yokukhokha
Kunoma ikuphi, kufanele kugcizelelwe ukuthi ukusebenza kwethokheni kulula futhi, uma sigcina amabanga, singakufingqa ngezigaba ezintathu:
- Ukuhlinzekela (iklayenti selivele linayo ithokheni exhunywe kwi-PAN yayo);
- Ukuqinisekiswa (ithokheni ithunyelwa kunethiwekhi yekhadi lesikweletu ukucubungula ukuthengiselana futhi le nethiwekhi isusa ithokheni, ithola i-PAN eyithumela ebhange lomnikazi wekhadi futhi ithola ukuqinisekiswa kusuka kuleso sikhungo sezezimali);
- Ukugunyazwa (Uma ukuqinisekiswa kokuthengiselana sekutholakele, inethiwekhi iphinda inike amandla i-PAN bese ithumela ukugunyazwa kumthengisi).
Izinzuzo ekusetshenzisweni kwayo
Ngenkathi ngakolunye uhlangothi, kunezinzuzo eziningi ezinganikeza labo ababhekele lo layini webhizinisi ledijithali. Phakathi kwalabo abavelele ezinye zalezo esizokudalula ngezansi. Phakathi kwezinzuzo ezihlinzekwa yileliqhinga kukhona okulandelayo esizonikela ngakho kusukela manje kuqhubeke:
- Susa ukukhishwa kolwazi lwedatha yamakhasimende endaweni ngayinye yokukhokha.
- Amathokheni awahlehliseki ngakho-ke kuba yimininingwane engenamsebenzi yokuthi umuntu wesithathu afinyelele kuwo.
- Ukuba lula nokushesha kokuthengiselana.
- Ngokugcina amathokheni hhayi imininingwane yekhadi elibucayi, abathengisi basesimweni esingcono sokukhuphula amazinga abo wokuvikela idatha.
- Ngokukhawulela inani lezinhlelo ezifinyelela kulwazi lwekhadi lokukhokha, yehlisa ububanzi bokuhambisana kwe-PCI DSS futhi yenze kube lula ukuthola isitifiketi ngezidingo ezimbalwa.
- Akudingekile ukusebenzisa izilawuli ezihambisana nedatha eyimfihlo, ngoba ithokheni ayithathwa njengedatha eyimfihlo.
- Kusiza ukutholakala kwamabhizinisi amaningi we-elekthronikhi anezindinganiso ezingcono zokuphepha, konke kusebenza namanye amapulatifomu wamathokheni akhona.
Izindlela zokukhipha imali
Ngokuqinisekile kuyinzuzo. Kepha ngamapulatifomu alezi zici le misebenzi yemali ingenziwa yomibili en Fiat zezimali njengakuma-cryptocurrensets atholakalayo. Ngokuphathelene nefomethi yokuqala, zikhawulelwe ezinhlamvwini zemali eziningi: i-euro nedola laseMelika, phakathi kokufanele kunazo zonke. Ukuhlangabezana nokulindelwe ngabasebenzisi baseYurophu.
Lokhu kuhamba kungenziwa ngezindlela ezimbili zokukhokha. Ngakolunye uhlangothi, ngqo ngamakhadi wesikweletu nawasebhange cishe yonke imikhiqizo yezentengiso: i-VISA, i-MasterCard ... Futhi ngakolunye uhlangothi, ngokudluliswa kwebhange kuzimali zedijithali ezibalulwe ngenhla. Azisekho izindaba maqondana nalesi sigaba.
Yimaphi ama-cryptocurrensets lawa mapulatifomu edijithali?
Kuze kube manje, leplatifomu yedijithali inikela ngemali engaphezu kweyishumi yedijithali. Phakathi kwazo kukhona ezinye ezifanele kakhulu. Ikuvumela ukuthi wenze imisebenzi ngezitolo noma amabhizinisi aku-inthanethi ku- I-Bitcoin (BTC), i-ETH (i-Ethereum) ne-Bitcoin Cash (BCH), phakathi kwaziwa kakhulu.
Vele, kunezelwa imali entsha minyaka yonke. Yize ngaphandle kokuqina abanye opharetha balezi zici abanikezayo. Kungashiwo ukuthi kuyindlela enhle yokusebenza namabhizinisi kagesi anama-cryptocurrensets athandwa kakhulu okwamanje. Kepha kwezinye izimo hhayi ngezinto ezintsha kakhulu futhi lokhu kuyiqiniso okufanele ukubhekelwe.
Izinhlelo zokuphepha
Njengoba lezi zingxenyekazi eziku-inthanethi zinikela ngohlelo lokuphepha okufanele lilinganiswe njengolwamukelekayo ngokulinganisela noluthembekile. Ukugwema izehlakalo ku blockchain. Inamazinga ahlukene okuphepha ukuvikela ukusebenza. Ukubeka ukugcizelelwa okuningi kokuthi yisiphi isitoreji esiphephile sezimali zakho.
Ngakolunye uhlangothi, inikeza uhlelo lokubethela lwe-SSL ukunikeza ukuphepha okwengeziwe ekuxhumaneni. Lesi yisici esisiza ukwethemba ukusebenza noma ukuthengiselana okwenziwa abasebenzisi noma amakhasimende. Ukuthi kube nobufakazi obucace bha bokubaluleka kwalezi zindlela ukunika ukubaluleka kwezokuphepha. Ukuba enye yezinsizakalo ezifanele kakhulu ekunikezelweni kwayo kwamanje.
Isevisi yamakhasimende
Kungenye yamandla alesi simiso esisha asiveza kwezobuchwepheshe ekwenzeni kwaso amandla. Kuze kube seqophelweni lokuthi sisheshe sikuqonde ukubaluleka obunamathisela ebudlelwaneni bakho namakhasimende. Umnikelo wayo omkhulu ulele engxoxweni ebukhoma ukuthi ifakiwe kuwebhusayithi yakho. Ihambela noma yiluphi uhlobo lwezimfuno, zombili ezobuchwepheshe noma zendlela yokuhambisa imali nokukhishwa kwezimali.
Ngokusebenzisa ithebhu ngokuzimela ivumela ukuxhumana kahle kakhulu. Akunasidingo sokubhalisa noma ezinye izidingo ezingeziwe. Kuwusizo olubaluleke kakhulu kunoma iyiphi inkinga esinayo. Ukuqaliswa kwayo endaweni yesikhulumi kuyabongwa.
Enye yezinye izindlela zayo imelwe ngokubonisana kwendabuko kwemibuzo ebuzwa njalo noma ama-FAQ. Yize ingeyona ewusizo kakhulu kuleli banga labasebenza nge-cryptocurrency.
Njengemibuzo elula efana nale elandelayo:
- Indlela yokwenza idiphozi yokuqala?
- Kwenzekani uma ungakwazi ukufinyelela kungxenyekazi?
- Yiziphi izindlela zokukhokha nokuhoxa?
Enye insiza esingayisebenzisa ikheli lakho le-imeyili. Kepha kuzofanele silinde isikhathi eside ukuthola impendulo esiyifunayo. Futhi ucingo lwayo lwamazwe omhlaba alukho. Akusebenzi kakhulu futhi akusizi ukucacisa ukungabaza okuvame kakhulu ngabasebenzisi.
Ubukhona ezinkundleni zokuxhumana
Maduze nje kutholakele ukuthi ingxenye enhle yamabhizinisi noma ulayini n umugqa unikeza inani elikhulu kumanethiwekhi omphakathi. Ngenani elilinganisiwe kakhulu labalandeli abakhuthele kakhulu kuzo. Ngakho-ke ikhona kumanethiwekhi amaningi omphakathi. Kokunye okuhambisana kakhulu, njenge-Twitter ne-Facebook.
Ukuqaliswa kwayo ku-YouTube kungenye yamaqiniso aphawuleka kakhulu. Lapho kuchazwa khona ukuthi ungasebenza kanjani nale nkundla yedijithali. Lezi iziteshi ezilusizo kakhulu okufanele zilandelwe abasebenzisi abanolwazi oluncane ekusebenzeni kwe-cryptocurrency. Ngakho-ke, akumangazi ukuthi lezi zikhathi lezi zinkundla zinakho umphakathi osebenzayo kakhulu, ikakhulukazi endaweni yaseYurophu. Ngokuqapha okubaluleke kakhulu kokusebenza kwayo.
Lezi ziteshi zokuxhumana zingenye yamandla alesi sigaba sezimali. Ngokukhula unyaka nonyaka enanini labalandeli. Kepha ngaphandle kokufinyelela ezingeni labasebenza phambili emkhakheni.
Kunoma yiziphi izimo, kubalulekile kakhulu ukugcizelela ukuthi le misebenzi esiyibuyekezile ihlukaniswe ngamabhulokhi noma ngamatimu ukwenza kube lula ukuxazulula inkinga esinayo. Kukhona futhi umhlahlandlela owenzelwe ukuchaza izingxenye ezibalulekile okufanele sizazi ngama-cryptocurrensets. Singafunda ngeBitcoin ne-Ethereum, kufaka phakathi lokho abayikho, ukuthi basebenza kanjani, nokuthi kungani kubaluleke kangaka emkhakheni we-cryptocurrency.