Ukuqeshisa okanye ukurenta zimbini zezona ndlela zithandwayo kakhulu kwabo bacinga ukufumana imoto.. Ngamnye unobuhle kunye nobubi bawo, ke kuya kuba lula ukwazi ngokweenkcukacha ukuba ziimpawu zini na ukumisela ukuba yeyiphi eyona ndlela ilungileyo. Ngokombono wangaphakathi, umahluko phakathi kwezi ndlela zimbini ngokuqinisekileyo uyaqwalaseleka. Ukuthengwa kwemoto kucinga ukuba ukwanda kwepatrimony, kodwa ngokuqesha nokuqeshisa akwenzeki.
Okuqulathe ntoni: Ukuqeshisa imoto okanye ukurenta?
Kuyinyani ukuba ukuxhaswa ngemali kwemoto kuyalonyusa ityala ekugqibeleni elibonisiweyo kumatyala, nangona kunjalo kufuneka kuthathelwe ingqalelo ukuba ixesha elininzi lokukhetha enye okanye enye indlela yokuziphatha, kudlula kakhulu unyango lwerhafu ekusebenzeni. Masibone ukuba nganye yezi zinto ziqulathe ntoni iindlela zokuqeshisa imoto kunye neendlela zokuqeshisa.
yokuqasha
Yiyo uhlobo lokuqeshisa imoto kunye nokukhetha ukuthenga; Ngamanye amagama, ukuba ekugqibeleni inkampani ayifuni ukugcina isithuthi, oko kuthetha ukuba iyakuba ihlawule irente yokusetyenziswa kwemoto ngexesha elithile. Iimoto ezifunyenwe ngokuqeshiswa kwemali ziboniswa kwiiasethi, nangona kunjalo kugcinwa ubunini kwenziwa okuthanda iziko lezemali, elingasuswanga kude kube kwenziwe intlawulo yokugqibela yomrhumo.
Ukuqesha
Ukurenta kukwaluhlobo lokuqasha imoto, nangona kunjalo, akukho ndlela yokuthenga apha, ke imoto ayinakuze ibe yeyenkampani okanye yabantu. Kukwabalulekile ukukhankanya ukuba iifizi zokuqeshisa imoto zihlala zithe kratya kunalezo zokuqeshisa, ikakhulu kuba ukongeza kwimali yokurenta, ulondolozo, i-inshurensi, ukutshintshwa, njalo njalo.
Zifanele nini?
Con Ukuqeshisa nokuqeshisa kunokufana okuninzi; Ukuqala inkampani okanye umntu ngamnye kuya kufuneka uhlawule umrhumo osisigxina wenyanga, ongafumaniyo kuphela imoto, kodwa kunye neenkonzo ezongezelelweyo esele sizikhankanyile njengokugcinwa, ukulawulwa kwezohlwayo, i-inshurensi, njl. Into enomdla apha yile ukurenta akujolisanga kwiinkampani kuphelaIi-SMEs okanye ii-freelancers, ikwenzelwe nabantu.
Ngapha koko, la maqela athambekele ekubeni makhulu izibonelelo ngokuqeshisa, ngakumbi ngokubhekisele kwimiba yerhafu. Ngamanye amagama, imirhumo yokuqesha inokutsalwa ukunciphisa iindleko kwaye kubulelwe ukungabikho kotyalo-mali kwii-asethi ezizinzileyo, ukufumaneka kwemali eyongezelelweyo kungafumaneka ukugxila kwezinye iindawo zeshishini. Izibonelelo zezemali zomntu azikhoNangona kunjalo, awunakukhathazeka ngokuhlawula iirhafu, iinkonzo zolondolozo, i-inshurensi okanye nokulawula isohlwayo.
Ekugqibeleni konke kuyehla kusetyenziso oluya kunikwa isithuthi, ukuqonda, umzekelo, ukuba in ikhontrakthi yerente imisela ubungakanani beekhilomitha ezinesivumelwano ngesaphulelo esincinci esisetyenziswayo ukuba eso sixa asifikanga. Ngokufanelekileyo olona lusetyenziso lunenzuzo kulapho ikhontrakthi icinga malunga nokusetyenziswa kwaye iyenziwa ngendlela ebukhali, kuba kulapho kuya kubakho ukusetyenziswa okukhulu kwamatayara kunye namathuba amaninzi olondolozo.
Ukungasetyenziswa rhoqo, ngokuqinisekileyo ayisiyonto inokunceda, Ngaphandle kokuba yonke into inento yokwenza nentuthuzelo. Lo ngowona mahluko mkhulu banayo malunga nokuqeshisa, oko kukuthi, ukuthatha zonke iindleko zolondolozo, i-inshurensi, ukubuyisela, phakathi kwabanye. Ne ukurenta akukho sinyanzelo sokuthenga, Kukho neenkampani ezininzi ezingohlwayi xa zigqiba ekubeni ziyiphelise ikhontrakthi nangaliphi na ixesha. Ngokuchasene noko, ngokuqeshisa akukho zinkonzo zongezelelweyo zibandakanywayo kumrhumo.