Ukuba unevenkile ekwi-intanethi okanye ishishini, kuya kufuneka uyazi ukuba unexesha elincinci eliseleyo lokuhlawula iiakhawunti zakho nabasemagunyeni kwirhafu. Kuba ukusukela nge-1 ka-Epreli Abarhafi banokucela idrafti yabo, kwaye banokuyingenisa phakathi kuka-Epreli 23 noJuni 30 kwi-intanethi kwaye ukusuka ngoMeyi 5 ngayo nayiphi na enye indlela yonxibelelwano.
Abo banoxanduva lwalo naluphi na uhlobo lweshishini olunento yokwenza neevenkile okanye amashishini aphathekayo ngenxa yoko banesithuba esitsha sokuthotyelwa okunyanzelekileyo kwabasemagunyeni belizwe lethu kwiinyanga ezizayo. Kwaye ukuze olu xanduva lwerhafu lwenziwe, siza kuphuhlisa isikhokelo esilula ukuze ukwazi ukwenza intlawulo yeerhafu zakho eziqala kwikota yesibini yalo nyaka.
Ngelixa kwelinye icala, kubalulekile ukugxininisa ukuba oosomashishini kwicandelo kufuneka benze ingxelo yengeniso phantsi kothotho lweengcinga ezisisiseko esiza kuziveza apha ngezantsi. Eyona njongo iphambili kukuba abashiyi nantoni na ukuze bahlaziyeke kuba inokubadla imali eninzi ngokohlobo lwezohlwayo, izohlwayo okanye iintlawulo ezongezelelweyo kwimali etyaliweyo kwezi ntengiselwano zemali.
Irhafu kwimpahla ebonakalayo
Ngokubhekisele kwimeko ye-e-yorhwebo kurhwebo olungangqalanga lwempahla ebonakalayo, njengoko kunokutsalwa apha ngasentla, izehlo zayo ziphantsi ngokwenene, kuba kwezi meko Internet Isetyenziswa kuphela njengendlela yentengiso kwaye, apho kufanelekileyo, yokuhambisa iiodolo, kodwa into yentengiselwano iyaqhubeka ukwenziwa ifumaneke ngokwasemzimbeni kumthengi.
Ngale ndlela, umzekelo, xa umnikezeli eyinkampani esekwe eSpain, isitholi sifunyanwa ngaphandle kommandla woLuntu wokusetyenziswa kweVAT kwaye ukuthengiswa kuthuthwa ngaphandle kwendawo yoLuntu ngaphakathi komhla obekiweyo, umsebenzi uya kuthathwa njenge ukuthunyelwa kwempahla ekhululweyo eSpain (inqaku lama-21 le-LIVA) kunye nelungelo lokutsala i-VAT ethwelwe ngumdlulisi wezinto ezilungileyo (inqaku 94.One.1.º.c) weLIVA).
Ngokumalunga nabahlawuli berhafu abathatha inxaxheba kwi-VAT, ngokomgaqo umboneleli-nkonzo uya kunyanzeleka ukuba ayidlulise irhafu. Nangona kunjalo, umntu ohlawulelwa irhafu uya kuba ngumthengi obamkelayo xa umboneleli eyinkampani engamiselwanga iinjongo ze-VAT nakweyiphi na i-EU kwaye umamkeli wayo yinkampani okanye ingcali esekwe kummandla woLuntu. Kwelinye icala, baya kuthathelwa ingqalelo ngokudibeneyo kunye noxanduva lokuhlawula i-VAT "Abamkeli bemisebenzi abathi, ngokungakhathali okanye ngobuqhetseba okanye ukushiya, banqande ifuthe elifanelekileyo leRhafu".
Ukuzivavanya ngokwakho
I-NRC (Inombolo yesalathiso epheleleyo) yikhowudi eveliswe yibhanki njengobungqina bokuchonga umvuzo werhafu. Inamagama angama-22 alphanumeric, kubandakanya, kwifom efihliweyo, ulwazi kwi-NIF yomrhafi, isixa, imodeli, unyaka kunye nexesha.
I-NRC iya kuvela ekufumaneni umsebenzi, kunye nesishwankathelo sedatha yengeniso. Ukuze i-NRC isebenze, kubalulekile ukuba idatha ebonelelwe kwiQumrhu eliDibeneyo ngexesha lokuhlawula ichanekile.
Kwizibhengezo kunye nokuzivavanya okubandakanya ingeniso, kwaye ekungafunwanga ukuba kuthathwe ngqo kwi-debit, i-NRC eveliswe yibhanki kufuneka ibandakanywe ukwenza intetho.
Kwelinye icala, ekuhlawulweni kweendawo zokuhlala / amatyala, nje ukuba kwenziwe intlawulo kwaye i-NRC ifunyenwe, inkqubo iya kugqitywa, ngaphandle kwemfuneko yezinye izinto. Ungagcina impendulo oyifumene kwi-NRC njengobungqina bokusebenza.
Ukuba wenze idipozithi ngesango lokuhlawula i-AEAT kodwa awukafumani okanye awuyigcini irisithi, unethuba lokuphinda uyifumane kukhetho olufanayo lokubonisana, ngaphakathi kwiOfisi ye-Elektroniki, "Iinkqubo ezigqwesileyo", "Intlawulo yeerhafu».
Oosomashishini abangadingi kufaka iifayile zerhafu yengeniso
Kubalulekile ukuba uqaphele ukuba ayingabo bonke abantu abasebenza ngokukhululekileyo ekufuneka beyingenisile. Kukho okwahlukileyo okumbalwa. Le yimeko yabo bathi ngonyaka babenengeniso engaphantsi kwe-1.000 euros kunye nelahleko yeeasethi engaphantsi kwama-500 euros. Nangona kunjalo, umahluko wesibini unzima ngakumbi. Ingeniso efunyenwe emsebenzini kufuneka ibe ngaphantsi kwe-22.000 ye-euro kumntu ohlawula ngokukodwa. Ngokunjalo, ukuba kukho umntu ohlawulayo ongaphezulu kwesinye, umda uya kuba zii-11.200 zeerandi.
Kwelinye icala, ukubuya kwi-capital estate kunye neenzuzo ezinkulu kufuneka kuye kuthi ga kwi-1.6000 euro ngonyaka. Ukongeza, umvuzo wezindlu, oko kukuthi, ubunini bearhente yokuthengiswa kwezindlu, ayidluli kwi-euro ezili-1.000. Njengakulo msebenzi, awuzukukhetha ngaphandle kokuthathela ingqalelo iindaba eziye zaveliswa kutshintsho lwerhafu lwamva nje kwaye ke oko kunokuba nomdla kuwe.
Ngale ndlela, kubaluleke kakhulu ukuqaqambisa ukuba iintlawulo zinokumiswa, ukuba nje isizathu sinokutyholwa ukuthethelela esi sigqibo. Le misebenzi inokwenziwa ngaphandle kwalo naluphi na uhlobo lweentlawulo ezenziwa ngabasemagunyeni. Ngokusebenzisa ikhalenda esele yenziwe kwaye enokuqwalaselwa ngabahlawuli berhafu ukusukela ngoku. Ukuze ngale ndlela, ukwenziwa kwale ntlawulo yemali kungapheliswa. Njengokuba kunjalo kubahlawuli berhafu babucala, kuba kule ngqiqo akukho mahluko ulifanele ixabiso.
Ukumisela ngokusesikweni isibhengezo
Nje ukuba kucacisiwe ukuba ngubani kwaye ngubani ongafanelekanga ukuba angenise ifom, kufuneka achaze ukuba yenziwa njani. Into yokuqala ekufuneka uyazi ziifom okanye iimodeli, njengoko iArhente yeRhafu ithanda ukuyibiza, ekufuneka uyigcwalisile.
Umzekelo D-100: Sisibhengezo sonyaka sengeniso yabantu, oko kukuthi, umvuzo wonyaka ovela kwimisebenzi yakho njengomntu oziqeshileyo.
Imodeli 100Uxwebhu lwengeniso okanye ukubuya kwerhafu yengeniso yomntu, ekuboniswa kwayo kunyanzelekile.
Ukuqhuba le nkqubo yerhafu, unakho ukwenza oko ngombane, yonke into yenziwa ngomnxeba Inkqubo katata. Esi sicelo ngaphakathi kwiwebhusayithi yeArhente yeRhafu sifuna ukutyikitywa ngombane, i-ID ye-elektroniki okanye ikhowudi yePIN ebonelelwe yiwebhusayithi ixesha leeyure ezingama-24. Apho ungayenza ngokusesikweni ngokukhawuleza ukuhlawula iiakhawunti zeshishini lakho elikwi-intanethi kulo nyaka.
Ngelixa kwelinye icala, kuya kufuneka uthathele ingqalelo ukusukela ngoku ukuba iArhente yeRhafu inayo yonke idatha yabo bafumana umvuzo, ke kuninzi kufuneka kuphela ukuqinisekisa uyilo. Nangona kunjalo, oosomashishini kwivenkile yedijithali okanye kwicandelo loshishino bazifumana bekwimeko yokugcwalisa iimodeli nganye nganye, kuba uNondyebo akayazi ingeniso kunye nenkcitho yabo. Ke ngoko, abantu abazisebenzelayo abanalo uyilo.
Abokugqibela mabangenise idatha nganye, kwaye kwimeko apho bangenise khona iingxelo zekota, iya kusebenza njengesishwankathelo soko bekutshiwo ngaphambili.
Inkxaso mali ukuhlangabezana neendleko noNondyebo
Kwabo bahlawuli berhafu abafuna ukuhlawulwa amatyala ukuze bahlawule amatyala abo kwabasemagunyeni lerhafu, iibhanki zenze uthotho lwemali mboleko ukulungiselela le njongo. Abanayo inzala ephezulu kakhulu, eyahluka phakathi kwe-5% kunye ne-9%, kodwa isithembiso sabo sibandakanya izindululo eziluncedo ngakumbi ezithengiswayo ngaphandle komdla okanye iikhomishini. Izixa-mali ezinikiweyo, kwelinye icala, azinkulu kakhulu kwaye zihlala zinomda ophezulu ongagqithanga ngaphezulu kwe-2.000 euros.
Kwaye zahlukile kwezinye iimodeli zenkxaso mali kuba imiqathango yokuhlawula ikhawuleze kakhulu, ngokungabavumeli ukuba baqhube ngaphezulu kweenyanga ezili-12 malunga. Nangona ukufikelela kula majelo enkxaso-mali kusimahla kubo bonke abafaki-zicelo, eminye imirhumo evela kwiibhanki ikhulelwa ukuba abathengi banesivumelwano sokufumana umvuzo kunye nemfuno yomnyinyiva wabo. Kwaye njengomphelelisi, bakwabandakanya nokwenzeka ukuba sUkuba ingxelo ayinjalo, uya kuyenza isixa serhafu siya kuqhubeka ngaphandle kokuba abarhafi bahlawule nayiphi na intlawulo.
Iindawo zokuhlala kwi-Intanethi
Ukufikelela kwintlawulo ye- "Settlements / Matyala" kwiwebhusayithi ye-Arhente yeRhafu, kuyafuneka ukuba uzazise ngesiqinisekiso sakho okanye nge-elektroniki i-DNI okanye nge-Cl @ ve PIN. Nangona kunjalo, kufuneka ukhumbule ukuba ukuhlawulwa kwetyala nge-Cl @ ve PIN kuya kufumaneka kuphela kwintlawulo ye-akhawunti. Ukuba ufuna ukwenza intlawulo ngekhadi, kubalulekile ukuba uzazise ngesatifikethi se-elektroniki okanye i-ID yombane.
Ngaphambi kokufikelela kwifom yokuhlawula, kuyacetyiswa ukuba usebenze i-pop-up blocker, kuba oku kunokukuthintela ekufumaneni ngokuchanekileyo ubungqina bentlawulo (khumbula ukumakisha kwakhona xa ugqibile inkqubo).
Kwi-Internet Explorer, yiya "Izixhobo" kwimenyu yebar (ukuba ayisebenzi, cinezela iqhosha le-F10), "Iinketho ze-Intanethi", "Ubumfihlo" kwaye sukukhangela "Yenza isebenze i-pop-up blocker".
KuGoogle Chrome, yiya ku "Yenza ngokwezifiso kwaye ulawule iGoogle Chrome (okanye iithonjana ezintathu ezime nkqo)," "Useto oluphambili", "Ubumfihlo nokhuseleko", "Useto lweWebhusayithi", "Ukuzivelela kunye nokuqondisa kwakhona".
KwiMozilla Firefox, yiya kwi "Zixhobo" okanye kwi icon enemigca emithathu, "Khetha", "Ubumfihlo noKhuseleko", "Iimvume" kwaye sukukhangela "Vimba iivenkile ezivelelayo".
Kwi-Safari, yiya ku "Ezikhethwayo", "kwiiWebhusayithi", jonga "iiwindow ezivelelayo" kwaye ucime ukubhloka kwewebhusayithi kwiphepha le-AEAT (ukuba ukhetha njalo, ungayikhupha ngokupheleleyo kwiqhosha kwikona esezantsi ekunene)