Esinye sezihloko ezinomdla kakhulu koosomashishini abancinci nabaphakathi abazinikeleyo kwimisebenzi yedijithali yile ibhekisa kwiindlela zokuhlawula. Phakathi kwezinye izizathu, kuba ziindlela abaqhuba kuzo imisebenzi yabo yemali. Phakathi kwabo, intlawulo kubasebenzisi, iintlawulo zabathengisi okanye nayiphi na enye intshukumo yokutshintsha.
Ngaphakathi kulo mxholo ngokubanzi, kukho indlela yokubhatala enezinto ezintsha ngokwenene kwaye usenokungabazi ubukho bayo. Imalunga neGoogle Pay kwaye uya kuba nomdla kwinto yokuba le ndlela iqulathe ntoni kwaye isebenza njani. Ewe, uGoogle Pay liqonga elenziwe nguGoogle ukuze lisetyenziswe kwiinkqubo zokuhlawula ezivela kwizixhobo eziphathwayo. Ukuze ngale ndlela, abasebenzisi babe nakho ukwenza iintlawulo zabo ngeendlela ezahlukeneyo. Ngezixhobo zeteknoloji njenge-Android, iitafile okanye iiwatchwatches.
Ezi ndlela zokurhweba zikunika intuthuzelo enkulu kwindawo yokuqala ukwenza olu hlobo lwemisebenzi yemali. Kwiselfowuni yakho kwaye naphi na, ekhaya okanye xa useholideyini okanye kwenye indawo. Ngexabiso elongeziweyo awuzukuya kwiziko lezemali okanye eliqhelekileyo, njengeebhanki. Ngokukhawuleza okukhulu kwiintshukumo ezenziwa ngabasebenzisi.
Ukubhatala kukaGoogle: iimfuno zokusebenza
Iqonga lokuhlawula ledijithali lineempawu ezithile zezazisi ekufuneka uzichonge ngalo mzuzu. Eyona iphambili kuzo zonke kukuba ukusebenzisa le nkonzo, kubalulekile ukuba ube nefowuni enobuchwephesha be-NFC kunye nekhadi elikhutshwe yibhanki ehambelanayo. Ayizizo zonke izinto zebhanki zaseSpain ezinalo eli galelo, ukuba okanye ngokuchaseneyo zezona zinxulumene kakhulu netekhnoloji entsha, enje ngeOpenbank kunye neBBVA. Oko kukuthi, kule ndlela uza kuba neengxaki ezininzi kunezinye iindlela zokuhlawula.
Inyathelo elilandelayo iya kuba kukuyiqhubela kwisixhobo sakho sobugcisa, nokuba yeyiphi na. Ngale ndlela, ukuqwalasela kunye nenkqubo yeGoogle Play, asikho esinye isisombululo ngaphandle kokukhuphela usetyenziso oluhambelanayo kwiVenkile yeGoogle Play. Nje ukuba wenziwe lo msebenzi, kuya kufuneka uthathe ikhadi elibonakalayo kwaye ulibonise kwikhamera onayo kwifowuni yakho ephathekayo. Ngenxa yesi senzo, idatha iya kuskenwa kwaye idatha iya kufundwa ngexesha lokwenyani: inombolo yekhadi, umhla wokuphelelwa, njl.
Ingasetyenziswa njani le ndlela yokuhlawula?
Ewe ukusetyenziswa kweGoogle Play akunamda kwaye ngaphandle kwezithintelo. Ukuba akunjalo, ngokuchaseneyo, inemigaqo yayo. Ukusuka kule ndlela ngokubanzi, kuyafuneka ukugxininisa ukuba le nkqubo yokuhlawula uphawu lweGoogle inokusetyenziswa kwinxalenye enkulu yamashishini asekwe kwilizwe lethu. Ekuphela kwemfuneko kukuba la mashishini anesiphelo sentengiso esihambelana netekhnoloji yeNFC. Ukwenza naluphi na uhlobo lwentengiso ngesi sixhobo sentlawulo.
Ngelixa kwelinye icala, le yindlela yokubhalisela enokuthi ngokungathandabuzekiyo yenziwe kwizicelo kunye namaphepha ewebhu. Kwindlela enokuthi ichazwe njengecacileyo kumashishini e-elektroniki kwihlabathi liphela kwaye phantsi kwesi sicwangciso intlawulo yokuthengwa kweemveliso ezithengiweyo zinokwenziwa. Kule meko, ivela kwishishini lethu elikwi-Intanethi,
Ngelixa kwelinye icala, kufuneka sigxininise ukuba le ndlela ikhethekileyo yokuhlawula ibonakaliswe ngakumbi kuba ivumela inkqubo yokuthenga ukuba yenziwe kakuhle. Ukwabonelela ngothotho lweempawu zesazisi njengoko siziveza apha ngezantsi:
- Sinokuziqhelanisa nalo naluphi na uhlobo lweemeko kunye neemeko.
- Yinkqubo esinika ukhuseleko olukhulu ekusebenzeni ngokuba nawo onke amanyathelo akhoyo okuthintela oko.
- Ungasinceda kurhwebo lwethu lwe-elektroniki ukuze ukuthengiswa kweemveliso okanye iinkonzo zikhuliswe kancinci kancinci ngenxa yokukhululeka kwale ndlela yokuhlawula.
- Kunzima ngakumbi ukuyisebenzisa, kodwa ekuhambeni kwexesha siya kuba nakho ukulungelelanisa iinkcukacha zayo ekusebenziseni kwayo.
- Yinto eqhele ukuzinza kwicandelo labathengi ledijithali, njengoko kubonisiwe kuphando olubalulekileyo kunye neengxelo kwintengiso.
Ngaba le ndlela yokuhlawula ikhuselekile?
Ngaphandle kokuqiniseka ngokupheleleyo, kunokuthiwa ngokucacileyo ukuba le yindlela yokuhlawula kwimisebenzi ekwi-intanethi ekhuselekileyo nenokuthenjwa. Ukuza kuthi ga kwinqanaba lokuba kungqinwe ngeli xesha ukuba ipesenti enkulu iza kunika iziqinisekiso ezinkulu kunamakhadi omzimba ngokwawo. Hayi ngelize, kuba qinisekisa ukuthengiselana, ifowuni isebenzisa umnwe womnini. Oko kukuthi, emva kwayo yonke loo nto, yeyona ndlela ikhuselekileyo kunekhowudi yemveli esetyenziswa kumakhadi aphathekayo.
Ukusuka kolu luvo, kuya kufuneka uzolile kwaye ungoyiki nasiphi na isiganeko esithile esinokuthi siphuhle kwicandelo lokhuseleko. Ukuba akunjalo, ngokuchaseneyo, kunokukunceda ukomeleza izikhokelo zokuthintela xa ujamelene nento enokwenzeka kuwe kwezi zihlandlo zichanekileyo. Oko kukuthi, akufuneki woyike ngeli candelo kwimisebenzi yakho yesiqhelo.
Ngelixa kwelinye icala, kuya kufuneka uthathele ingqalelo ukuba njengenyathelo elongezelelweyo ungalibali ukuba kuGoogle Bhatala kuthotho lweenombolo zamakhadi ezibonakalayo. Kodwa kuthetha ntoni oku? Ewe, into elula njengaleyo intengiselwano yorhwebo azenziwanga ngenani lokwenyani yale plastiki. Ukuba akunjalo, ngokuchaseneyo, yintsomi okanye into efanayo ayikho kwindawo ebonakalayo.
Eli nyathelo silikhankanyileyo kule ndlela yokuhlawula liza kuvelisa uthotho lweziphumo ezilungileyo ekufuneka uyazi ukususela ngoku. Kwaye phakathi kwezi zilandelayo kubonakala ukuba siza kukuveza ngezantsi:
- Umngcipheko wobuqhetseba uncitshiswe kakhulu kunye nokusetyenziswa kwawo kwaye akufuneki woyike izehlo ezinokuthi zenziwe ngesi sicwangciso ekuhlawuleni i-Intanethi.
- Ubumfihlo bomsebenzisi bugcinwa bufikelela kwimida engakhankanywanga kweyona ndlela iqhelekileyo okanye yemveli yokuhlawula. Ngalo, ukhuseleko lwakho luya kuqiniswa kulo naluphi na uhlobo lwesicwangciso sorhwebo.
- Kwelinye icala, awungekhe ulibale ukuba iya kuvelisa iziphumo eziguqula ukuzithemba okukhulu xa usenza nayiphi na into oza kuyithenga kwiivenkile ezibekwe kwinethiwekhi. Ngale ndlela, asinakulibala ukuba kwilizwe lethu, indawo elungileyo ye- Kukhutshwe i-POS iivenkile zinenkqubo yokhuseleko oluphezulu ngaphakathi, ke ukwamkelwa kweGoogle Pay kuphezulu kakhulu.
Inzuzo eninzi kwinkonzo yokuhlawula
Ngapha koko, uGoogle Pay yinto engaphaya kwale besithetha ngayo ukuza kuthi ga ngoku. Kuba enyanisweni, ekuhambeni kweminyaka iinkonzo kunye nezibonelelo zale nkqubo intsha iye yandiswa. Umzekelo, abo banikwe amandla kumakhadi enxibelelene nabakhenkethi okanye iinkonzo zolonwabo Kwaye banokumela isisombululo esingaphezulu kwesinye kwiingxaki ezinokuveliswa ngala maxesha achanekileyo. Ngezenzo ezilula njengoku kulandelayo.
- Yongeza ukupasa kokukhwela kwiinqwelomoya.
- Yongeza amakhadi anxulumene nokukhutshwa kwamatikiti kwimicimbi yentlalo
- Yongeza amakhadi abotshelelwe kwinkampani zangaphandle zokuzonwabisa kunye nezolonwabo.
- Yongeza amakhadi axhumene namanye amacandelo ahambelana neendlela ezahlukeneyo zokuzonwabisa kunye nokuzonwabisa.
Izinto ezingakumbi onokuzifumana kule mveliso
Enye ye "amagwegwe" aphambili ekunikezelweni kwekhontrakthi kukuba ayicingi ndleko, okanye incinci, kwimicimbi yokukhutshwa kunye nolondolozo, nangona oku amanye amaziko efuna ukuba ngumthengi weziko elikhutshiweyo. Abaphethe le ndlela yokuhlawula, kwezinye iimeko, banokufikelela kwimigca ethile yezemali, zombini iindleko zobhaliso lwabo kunye noosomashishini abanqwenela ukuqala inkampani yabo yokuqala.
Ngale ndlela, ziyafana kakhulu nezo zinokuba ngamakhadi eenqwelomoya okanye abahambi rhoqo, bakwabonelela abasebenzisi babo iikhredithi ngohlobo lwamanqaku ngalo lonke ixesha beyisebenzisa. Nje ukuba kufumaneke amanqaku aneleyo, abasebenzisi abancinci banokuwatshintshela kuhambo kwiinqwelomoya apho bangene khona kwikhadi. Kodwa kufanele kuqatshelwe ukuba ayizizo zonke iinkqubo zohambo ezifanayo, ke kuyacetyiswa ukuba ufunde ngononophelo imigaqo kunye neemeko zekhadi ekuvunyelwene ngalo ukufumanisa ukuba mangaphi amanqaku afunyenweyo malunga nokuchithiweyo kwaye phantsi kwaziphi iimeko.
Uqwalaselo oluphambili kukuba mangaphi amanqaku athathayo ukufumana itikiti lesimahla. Kuya kufuneka uthathele ingqalelo ixesha lokuphela kwamanqaku. Kuzo zombini iimeko, la makhadi aboniswa kulutsha oluhamba rhoqo okanye olufuna ukucwangcisa ikhefu lalo.