Yintoni kwaye isebenza njani isango lokuhlawula i-ecommerce?

Ngokuqinisekileyo unamava njengomthengi kwiivenkile zombane, kwizihlandlo ezahlukeneyo kwaye ngoku ungumnini wazo, uyazibuza ukuba ungawaphucula njani amava abathengi bakho kwindawo yakho.

Umthengi onelisekileyo ngu ukhuseleko lwabathengi kutyelelo nakwixesha elizayo, Ixabiso lokwandiswa ngokusebenzisa iinethiwekhi zentlalo okanye ilizwi lomlomo.

Xa umthengi engena evenkileni, balindele ukuyifumana yokukhangela enobuchule Kwisiza, a uyilo olucacileyo oko kungakhokeleli kwisiphithiphithi, ukhetho ukukhangela kunye nolunye uncedo oluthe ngqo okanye olungathanga ngqo oluya kubakhuthaza ukuba bahlale kwiphepha lakho kwaye babuye.

Ukuba ivenkile yakho yindawo ekhuselekileyo, ehamba kakuhle kwaye inezixhobo ezinceda umthengi wakho kwisigqibo sakhe malunga neemveliso kwaye ekugqibeleni zithengiwe, awunakuphoswa yinkonzo yeenkwenkwezi ngokungathandabuzekiyo isango lokuhlawula.

Lithini isango lokuhlawula?

La Isango lokuhlawula yinkonzo eyenziweyo kwiivenkile zombane, ukwenza kube lula kubathengi ukuhlawula. Kuxhomekeke kwisango lokuhlawula olisebenzisa kwivenkile yakho, uya kufumana amava angcono okanye amabi kubathengi bakho xa kuziwa ekuhlawuleni.

Ngokucacileyo, into oyifunayo kukuba abathengi bakho bakhangele, babonisane kwaye bathenge ngendlela ekhuselekileyo, ekhawulezayo nekhuselekileyo kwaye xa kufikwa ekuhlawuleni awufuni ukuba umgangatho wehle. Kulilize ukuba Uyilo olulungileyo okanye iimveliso ezinqwenelekayo, ukuba xa umthengi wakho efuna ukuhlawulela umxholo wabo kwinqwelo yokuthenga, yonke into iba nzima ngento abangakwaziyo okanye abangazi ukuba bahlawule njani.

Ukuba sijonga amava amakhulu abathengi be-e-shop xa behlawula, Sifumana uthotho lweengcebiso kunye neengcebiso eziza kwenza indawo yakho yokugcina indawo efanelekileyo xa usenza intlawulo, ukunqanda iimpazamo ezenziwa zezinye iisayithi ngokungamqondi umthengi.

Ukusebenza kwesango lokuhlawula kulula kakhulu:

Xa umthengi egqibile ukuthenga kwaye ehlawula, usebenzisa idebhithi okanye inombolo yekhadi letyala kwaye ufaka idatha yayo kwindawo ecelwe liqonga.

El Isikhangeli somthengi sibethela idatha ukuyithumela kwivenkile ayithengileyo. Yintoni eyenziweyo ngokufihlakeleyo kukuthumela idatha ekhuselweyo ukuze ingabi nako "ukufihlwa" ngabantu besithathu kwaye ifundwe. Inkqubo ye-SSL (uKhuseleko lweSocket Secure) okanye i-TLS (Inkqubo yoKhuseleko loKhuseleko) isetyenziselwa ukubethela idatha.

Ngoku idatha yomthengi ifakiwe kwiqonga lokuhlawula ivenkile, ekwabhalwe ngokufihlakeleyo nangokukhuselekileyo.

Iqonga lokuhlawula linxibelelana ne iqonga lebhanki yomthengisi kwaye ikunika iinkcukacha zekhadi lomthengi.

Ibhanki yona ithi igqithisele ulwazi kwi iqonga ekujoliswe kulo ngumthengi, Ukuqinisekisa ukuba idatha ichanekile kwaye kwenziwe ugunyaziso.

Ibhanki yomthengi iqinisekisa idatha kwaye, ukuba ichanekile, ithumela isigunyaziso kwibhanki yomthengisi kunye nomyalezo ovunyiweyo. Ukuba ibhanki yomthengi ayamkeli lo msebenzi, ikwathumela umyalezo kunye nesizathu, umzekelo "ukunqongophala kwemali"Okanye"Umdibaniso awufumaneki".

Nangona ekuboneni kokuqala kunokubonakala ngathi ngumsebenzi onzima, kuthatha imizuzwana embalwa de onke amaqonga anxibelelane kwaye ibhanki yabathengi ikhuphe umyalezo ovumela okanye owala umsebenzi.

Amava omthengi xa uhlawula

Ukuba sithathela ingqalelo iminqweno yabathengi bethu xa sikhetha iimveliso esizithengisayo, siyabanikela ingqalelo xa begxeka umbala we-garish yoyilo lwethu okanye basicebise ukuba senze naluphi na utshintsho evenkileni, akufuneki sityeshele elona candelo libalulekileyo Kubalulekile konke: intlawulo.

Umthengi uhlala ekulungele xelela amava akho Xa ugqibile ukusebenzisa indawo kwaye ukuba senza isishwankathelo seengxaki onazo kutyelelo lwakho kwaye phakathi kwabo bubunzima xa usebenzisa iqonga lokuhlawula, ayisiyonto intle.

Umthengi wam uthathe ixesha lakhe ethatha isigqibo sokuba ufuna ukuthenga ntoni kum, uye nayo kwinqwelo yakhe okanye kwinqwelo yokuthenga, wenza iakhawunti yakhe kwaye ke ukulungele ukuhlawula kodwa ... khange kwenzeke ngenxa yezizathu ezahlukeneyo. Uza kwenza ntoni umthengi wam? Ewe, le nto uyicingayo, izakushiya ivenkile yam ndingayithenganga kwaye ndinamava amabi aya konwaba ukwabelana ngawo naye nabani na ofuna ukummamela.

Ke, kuyacaca ukuba isango elibi lokuhlawula kwivenkile yethu yinto emiselweyo kwaye ingenelela ngokuthe ngqo kuthengiso olubi lwevenkile yethu.

Amava amabi abathengi xa kusiza ekuphumeni kufuneka akubeke ecaleni ukuze ivenkile yakho ingazenzi iimpazamo ezifanayo. Makhe sijonge obunye bobunzima obuchazwe ngabathengi xa besebenzisa isango lokuhlawula:

• "Kubonakala kum ingamkelekanga into yokuba ivenkile ye-elektroniki ayinakho ukuhlawula ngePayPal. "
• “Xa uzama ukuhlawula ngekhadi, libuyisa umyalezo wemposiso kwaye ndizamile ngamakhadi aliqela. Awunakuchitha xesha elingakumbi uzama ukuhlawula. "
• "Iqonga lokuhlawula alibonakali likhuselekile kum, linoyilo endingazange ndilubone kwaye andithembi kakhulu."
• “Xa ndikhetha indlela yokubhatala, indithumela kwiphepha elingaphandle kwevenkile ukuba ndinika isaziso kwaye andiyithembi."

Inqaku elidibeneyo:

Amava omthengi emva kokuthenga

Ndingasiphucula njani isango lokuhlawula?

Sele sicacile ukuba sifuna ukuba abathengi bethu babe nohambo oluhle kwivenkile yethu, kwasekuqaleni ukukhetha iimveliso, ukukhangela iincwadi, ukubuza imibuzo kwaye ekugqibeleni ukuhlawula. Ngoku iya kuhlala ikwenzile.

Kuqala kufuneka uqaphele ukuba isango lakho lokuhlawula liqulathe naziphi na iimpazamo:

• Ayibonisi ukuzithemba
• Kunzima okanye kuyabhidisa ukusebenzisa
• Ivela endaweni okanye iyilwe kakubi okanye
• Phinda uthumele kwamanye amaphepha ngaphandle komthengi weentaka

Kuphela ngala matyala angaphambili anokuba sisizathu esaneleyo sokutshintsha izinto, ukuba kunjalo, ufumana zonke iimpazamo kwisango lakho lokuhlawula, kuyacaca ukuba abathengi bakho bayalishiya ivenkile yakho ngendlela eyoyikisayo ...

Kubalulekile ukuba uthathe inyathelo kwaye uhlaziye isango lakho lokuhlawula. Ukuze abathengi bakho bangathembi kwaye benze intlawulo yabo ikhuseleke kwaye ngaphandle kokutsala iinwele zabo, kuya kufuneka uthathe amanyathelo:

INDLELA YOKUHLAWULA INTSAPHO. Zonke iindlela eziqhelekileyo zokuhlawula kufuneka zinikezwe, kusetyenziswa iilogo ezaziwa ngamehlo (Visa, Mastercard ...), ukuze ungalahlekisi umthengi. Xa uhlawula kwaye ukhawuleza ubone ilogo yekhadi lakho, uziva uchongiwe kwaye awuyindawo.

WESIBINI_ ISAZISO SOKUNCIPHA. Ukuba ukhethe ukhetho lokuhlawula othunyelwe ngqo kwiphepha okanye kwiseva yomntu owenza loo ntlawulo (njengePayPal), kubalulekile ukuba unxibelelane nomthengi wakho ngomyalezo ozivelelayo obazisayo. Kuya kufuneka uyazi ukuba ukugqibezela intengiselwano yentlawulo, uya kwelinye iphepha ngaphandle kwevenkile yakho, kodwa ikhuselekile. Xa usebenzisa amaqonga entlawulo athumela iphepha labo kubathengi bakho, njengePayPal, ihlala ithembekile ngakumbi kumthengi, kuba iphepha elaziwayo nelikhuselekileyo lokuhlawula.

LWESITHATHU_USETYENZISWA NGOKUGQIBELA NGOKUGQIBELA LOGOS. Xa usebenzisa i-logo kunye nomthengi ecofa kuyo ukwenza intlawulo, kufuneka ibe yindawo enqabisekileyo enesiqinisekiso se-SSL. Kufuneka uthenge isatifikethi se-SSL kwaye usifake kwivenkile yakho ukuze uqinisekise intengiselwano yentlawulo kubathengi bakho.

Iinkonzo kunye neengxaki zeendlela zokuhlawula zangaphandle

Njengoko besesitshilo ngaphambili, kwi Ngamanye amaxesha sisebenzisa iindlela zokuhlawula ezinjengePayPal, Esebenzisa iphepha layo ukwenza intlawulo, ke umthengi uya kunyanzelwa ukuba ashiye ivenkile awayeyothenga kuyo, ukuze akwazi ukuhlawula. Kubalulekile ukuba uhlale umazisa umthengi ukuba uzakushiya ivenkile yakho angene kwenye, kodwa kufuneka usoloko ubazisa ukuba yonke intengiselwano ikhuselekile nge-100%.

Kwelinye icala, ngumkhwa okhuselekileyo kakhulu, kuba uyakuphepha ukumilisela izatifikethi zokhuseleko kuba iqonga lokuhlawula ngokwalo linazo. Uyakuthintela ukuba umthengi afake idatha yakhe yobuqu kunye nentlawulo, kuba idebit yakhe okanye ikhadi letyala sele linxibelelene neqonga lokuhlawula.

Ukungancedi kwendlela yokuhlawula umntu wesithathu:

Asingabo bonke abathengi abamkela ngokuzithandela Shiya iphepha lokungena kwelinye kwaye wenze intlawulo, nokuba iyaziwa.

Kuyamangalisa ukuthumela abathengi bakho ukuba bahlawule kwenye indawo ngaphandle kwevenkile yakho.

Izibonelelo zeendlela zokuhlawula zomntu wesithathu:

Xa iqonga olisebenzisayo ukuze abathengi bakho bakwazi ukwenza intlawulo kwivenkile yakho, kunjalo yaziwa njengePayPal, iWallet kaGoogle okanye iStripe, umthengi uziva ekhuseleke ngakumbi.

Kwezinye iimeko, intlawulo ngokusebenzisa amaqonga eqela lesithathu, yeyona ntlawulo yamkelweyo kwaye ithembekile. Ukuba uza kuthengisa kwamanye amazwe, fumana ukuba bayawajonga la maqonga akhuselekileyo kunezitolo ngokwazo.

Zingaphi izikrini ezimbalwa ukuba umxhasi ahambe, ngcono. Ngokubathumela kwelinye iqonga lokuhlawula, wenza lula inkqubo yonke.

Unqanda umthengi ngenkqubo ende ye ukubhalisa kunye nokungena kwe data Oko kunokubenza bacinge kabini ngokuqhubeka nokuthenga kwivenkile yakho.

Ukuqukumbela: Inxalenye ebalulekileyo yamava omsebenzisi wevenkile yakho, isango lokuhlawula, funda kakuhle ukuba zeziphi iindlela oza kuzisebenzisa, kwaye unikezela ngolwazi kunye neendlela ezikhawulezayo nezinomdla, kwaye inqanaba lakho leenqwelo zokuthenga ezilahliweyo liya kuncipha, kwaye ukoneliseka kwabathengi kuya kunyuka.