Siya siqonda ngakumbi ukuba asinako ukuyigcina i-inshurensi yokuqala esiyinikwayo. Nokuba bakhona i-inshurensi yemoto, impilo, izindlu... Kuya kufuneka ujonge kakuhle kakhulu kwintengiso kwimarike ukuze ulunge.
Noko ke, oku kufuna ixesha nomgudu ukuze zifumaneke zonke. Ngaphandle kokuba usebenzisa abathelekisi be-inshurensi, njenge-Doctori.com, kwaye ngoko unokunciphisa ixesha lophando ukugxila ekwenzeni isigqibo esihle kuwe. Ngaba uyafuna ukwazi ngakumbi?
Yintoni Doctori.com
I-Doctori.com ngoyena mntu uthelekisekayo kwi-inshurensi kwi-intanethi kwimarike. Ngokuthelekisa iinkampani ezahlukeneyo kunye ne-inshurensi abayinikezelayo (izahlula ngemoto, isithuthuthu, impilo, ubomi kunye nokufa), ufumana i-portal apho, malunga nokuqala nje krwada, uya kuba nakho ukufumanisa malunga nezibonelelo ezahlukeneyo Kukho iinkampani kwaye yeyiphi eyona ifanelekileyo kuwe.
La Inkampani yazalwa ngo-2020 kwaye luphawu lwentengiso ye-inshurensi iSalud. Ngexesha elifutshane (ekubeni sithetha nje malunga neminyaka embalwa), ibe yenye yezona zibalaseleyo.
Usebenza njani umthelekisi weinshurensi
Okokuqala, kufuneka ukwazi oko Umthelekisi we-inshurensi sisixhobo se-intanethi onokuthelekisa ngaso iinketho ezahlukeneyo ze-inshurensi kunye namaxabiso abo kunye nokhuseleko. Ngamanye amazwi, liphepha apho, ngokujonga nje, uya kuba nakho ukubona unikezelo olwahlukileyo kunye neempawu ze-inshurensi enikezelwa ziinkampani ezahlukeneyo.
Ngale ndlela, ungafumana eyona ntengiso ilungileyo kwi-inshurensi ngokukhawuleza okukhulu. Kwaye oko ngaphandle kokutyelela nganye nganye kwiinkampani zeinshurensi ukufumanisa ukuba zikunika ntoni na. Kwaye oku kukunceda ukuba wonge ixesha, kodwa nokufumanisa ezinye iinkampani ezinokuthi zibe nonikezelo oluyilungeleyo le nto uyikhangelayo.
Ngokubanzi, umthelekisi we-inshurensi usebenza ngolu hlobo lulandelayo:
- Okokuqala, umlinganisi we-inshurensi oza kusetyenziswa uyakhethwa. Kuyacetyiswa ukuba kusetyenziswe ezimbini okanye ezintathu ukufumana iziphumo ezahlukeneyo kwaye ngaloo ndlela uzithelekise (zixabisa ukuphinda-phinda) ukuba kukho umahluko kwiinkampani ezahlukeneyo ezibonelelayo.
- Kufuneka ufake iinkcukacha zakho malunga ne-inshurensi, oko kukuthi, uhlobo lwe-inshurensi, umngcipheko oza kuhlawulwa, ixesha lepolisi ... Umqhathanisi ngamnye uneemfuno zakhe, ezinye zivaliwe kakhulu kunezinye, ukunika ngokubanzi okanye ngaphezulu. iziphumo ezithile.
- Umthelekisi ke ngoko ophetheyo, ngolwazi olunikiweyo, lokukhangela idatabase yayo kwiinkampani zeinshorensi ezinokuhlangabezana neemfuno ezifunwa ngulo mntu uphandayo.
- Emva kokuba kwenziwe, kwimiba yemizuzwana, uluhlu lweenketho ze-inshurensi luboniswa kwisikrini (kwaye ngamanye amaxesha nge-imeyile), kunye namaxabiso abo kunye nokhuseleko. Ukongezelela, abaninzi bagqiba kwelokuba zeziphi ezona zilungileyo okanye ezisondele kwizicelo ezenziweyo.
- Ekugqibeleni, umntu kufuneka athelekise ezo zikhetho ukuze akhethe eyona ifanele iimfuno, iimfuno kunye nohlahlo lwabiwo-mali abanalo. Kwiimeko ezininzi, ukusuka kumqhathanisi we-inshurensi ngokwawo, isicelo sinokwenziwa ukuze kusebenze eso sithembiso kwaye sigunyazise isivumelwano kunye nenkampani yeinshurensi.
Kubalulekile ukukhumbula oko Abathelekisi be-inshorensi banikela kuphela isishwankathelo sokhetho olukhoyo kwaye abasoloko bebandakanya zonke iinkampani ze-inshurensi okanye zonke iinketho zomgaqo-nkqubo ezikhoyo kwimarike. Ke ngoko, kwaye njengoko besinixelele ngaphambili, akulimazi ukukhangela abathelekisi abaninzi beinshurensi ukwazi ukuba uzithathela ingqalelo zonke iinketho.
Kwaye isebenza njani iDoctori.com?
Ugxile kwiDoctori.com, kuya kufuneka wazi ukuba esi sixhobo simahla. Ukuyisebenzisa, into yokuqala ekufuneka uyenzile kukungena kwiwebhusayithi yayo. Nje ukuba ulapho, uya kubona imenyu ephezulu ukuze ukhethe phakathi kwezempilo, imoto, isithuthuthu, ukufa kunye ne-inshurensi yobomi. Cofa kweyona unomdla kuyo.
Okulandelayo uya kuyibona loo nto ikunika uthotho lwamanqaku anenkcazelo okanye akwinqanaba elisebenzisekayo elinxulumene nombandela. Kodwa, Ngasekunene kwakho, uya kuba nefom. Kuyo uya kubona iithebhu ezininzi. Eya kubonakala ibonisiwe iya kufana nohlobo lwe-inshurensi onomdla kuyo. Kodwa eneneni uya kukwazi ukutshintsha abanye ngokulula.
Kuya kufuneka Gcwalisa ifom ngegama lakho, ifowuni, i-imeyile kunye nolwazi olubalulekileyo. Umzekelo, kwimeko ye-inshurensi yemoto okanye yesithuthuthu kuya kufuneka ubeke uphawu; kwimpilo, ubomi kunye nokufa, idatha yokubonelela yiminyaka yobudala.
Ekugqibeleni, kuya kufuneka uphawule ibhokisi apho bakwazisa khona ukuba «Idatha yakho icutshungulwa yiSalud ukukubonelela ngeenkonzo zokukhangela eziceliweyo, ezibandakanya ukwenza izenzo zorhwebo egameni lakho kwaye egameni leenkampani zeinshorensi kunye namaziko okubonelela ngenkonzo apho iSalud isebenzisana nayo, nokuba ngaba iimveliso zakho kunye/okanye zamaqela esithathu kunye/okanye ukulamla kunikezelo kunye nesivumelwano se-inshurensi. Unokujongana nolwazi olwandisiweyo kunyango lwedatha yakho kunye nendlela yokusebenzisa amalungelo akho kuMgaqo-nkqubo waBucala.
Nje ukuba ucofe iqhosha elithi "ukukhangela", kwimizuzwana embalwa baya kukunika olona nikezelo lubalaseleyo olunxulumene ne-inshurensi. Uya kuba nako ukuzithelekisa kwaye ubone yonke into enye kunye nezinye ikunika ukuba wenze isigqibo ngokwento oyifunayo.
Kutheni usebenzisa umthelekisi we-inshurensi njengoDoctori.com
Kukho izizathu ezininzi zokuba, xa ufuna i-inshurensi, kufuneka usebenzise umthelekisi. Ezinye zezi:
- Yonga ixesha. Ngokusebenzisa umthelekisi akuyi kufuneka ukhangele iinkampani ze-inshurensi. Iwebhu iya kuba noxanduva lokuyenza kwaye idwelise ezo zihlangabezana neemfuno zakho. Ngaphandle kokuba wenze uphando.
- Gcina imali. Kwaye kukuba umthelekisi we-inshurensi ikuvumela ukuba uthelekise amaxabiso kunye nokugubungela iinkampani ezahlukeneyo zeinshorensi kwindawo enye, ekuncedayo ukuba ufumane eyona ntengiso ilungileyo.
- Ukucaca okukhulu. Ngengqiqo yokuba uya kuba nolwazi olucacileyo noluneenkcukacha. Ewe, kufanelekile ukuba kamva uqiniseke ukuba yonke into iyazaliseka ukuze ungafumani izinto ezothusayo.
- Uncedo olukhulu. Ngenxa yokuba unokuyisebenzisa naphi na nangaliphi na ixesha, ngaphandle kokuba uqhelane nexesha okanye usuku oluthile ukuze udibane nayo.
Ngaba ngoku kucacile kuwe ukuba yintoni iDoctori.com kunye nendlela esebenza ngayo?