Kuya kusanda ngakumbi nangakumbi ukuba intengiselwano yorhwebo phakathi kwevenkile kunye nentengiso ye-Intanethi ihanjiswa ngendlela ekhethekileyo yokuhlawula njengePayPal. Ukuya kwinqanaba lokuba ungazibuza ukusuka ngoku ukuba kufanelekile bhengeza imali oyifumeneyo ngePayPal kuNondyebo. Lo ngumbuzo ophakamisa ukuthandabuza okuninzi phakathi kwabo banoxanduva kwiinkampani zedijithali.
Phambi kokuba ube nempendulo kule mfuno ifundisayo, kuya kufuneka uyazi ngokunzulu ukuba yintoni le nto yentlawulo kwaye iquka ntoni ngaphezulu kule minyaka idlulileyo. Ewe, i-paypal yinkampani yaseMelika esebenza ngenkqubo yokuhlawula kwi-Intanethi phantse kwihlabathi liphela exhasa ukuhanjiswa kwemali phakathi kwabasebenzisi kwaye isebenza njengenye indlela ye-elektroniki yeendlela zokuhlawula ngokwesiko ezinje ngetsheki kunye nemiyalelo yemali.
Ngokuqinisekileyo, uninzi lwezi venkile zikwi-Intanethi ziyayixhasa le ntlawulo ukuhambisa ukuthengwa kwabathengi babo okanye abasebenzisi. Ukuya kwinqanaba lokuba ibe yinkqubo yokuthintela. Ngayiphi na imeko, kuya kufuneka uyazi ukuba le yinkqubo yokuhlawula kukhethwa ziivenkile ezikwi-intanethi, iisayithi zentengiso kunye nezinye iintlobo zorhwebo. Ngayiphi na imeko, ngothotho lweekhomishini ezihluka ngokobungakanani ngokusebenza kunye neempawu umntu ofumana intlawulo aziqeshileyo.
PayPal: ingaba le nto ibandakanya ntoni?
Yindlela yokuhlawula entsha kunye ne-avant-garde evumela abasebenzisi ukuba bathenge kwaye bathengise ngaphandle kokwabelana ngeenkcukacha zakho zebhanki namashishini abafuna ukuthenga kuwo. Ngale ndlela, unokuqinisekisa iindwendwe zakho kwiivenkile ezikwi-Intanethi ukuba awuyi kuba nakho ukufikelela kwidatha yazo. Lo mbandela ubaluleke kakhulu kuba ukuphela kosuku kuyakunceda ukuphelisa umqobo oqhelekileyo kurhwebo lwe-elektroniki, kwaye kungafanelekanga kakhulu, uloyiko lokuba iinkcukacha zebhanki ziya kusetyenziswa gwenxa.
Ngelixa kwelinye icala, kuyinyani ukuba abathengi kwivenkile ekwi-intanethi esebenzisa i-PayPal banokuhlawula izinto abazithengileyo besebenzisa ibhalansi yeakhawunti yabo, iiakhawunti zebhanki okanye amakhadi etyala. Nangona kunjalo, enye into ekufuneka uyithathele ingqalelo ukusukela ngoku kukuba imfuneko yokuqala ukusebenzisa inkqubo ye-Paypal kwivenkile yakho ekwi-intanethi kukuvula iakhawunti.
Ubume kule ndlela yokuhlawula abukho nzima kakhulu kuba isekwe ekunikezeleni ngenkqubo yentlawulo evumela abasebenzisi bayo ukuba benze intlawulo kunye nokudlulisa nge-Intanethi ngaphandle kokwabelana ngolwazi lwezezimali kunye nomamkeli, kuphela kwemfuneko yokuba babe ne-imeyile.
Iyintoni le ndlela yokuhlawula?
Ngale nkqubo unokwenza imisebenzi eyahlukeneyo okanye ukuthengiselana. Ngelixa kwelinye icala, ikwavumela ijelo apho ungathenga khona uthotho lweemveliso okanye izinto ezinezaphulelo kwixabiso lazo loqobo. Baqala ekubhukeni iphakheji yeholide kwiimodeli zefowuni eziphathwayo. Njengoko iphuhlisiwe kuluhlu olubanzi lwamaqonga ezentengiso edijithali. Ngayiphi na imeko, iimeko eziluncedo lwazo olukhulu ngakumbi zezi sizityhila apha ngezantsi:
Bhatalela izinto ozithengileyo kwi-Intanethi.
Qokelela intengiso eyenziwe kwi-Intanethi.
Thumela kwaye ufumane imali phakathi kosapho, abahlobo okanye abantu.
Enye into ekufuneka bayazi abasebenzisi kukusebenza okanye iipropathi zeli qonga likwi-Intanethi. Isebenza njani iPayPal? Ewe, ngendlela esiza kuphakamisa ngayo ukusukela ngoku:
Ukuthumela imali okanye ukuhlawula nge-Paypal simahla. Umamkeli inganguye nawuphina umntu okanye inkampani, nokuba inayo i-akhawunti ye-Paypal, ene-imeyile. Kuzo zonke iimeko, unokukhetha ukhetho lokuhlawula ukulungiselela ukusetyenziswa kwayo phakathi kwabantu kwaye inokuba zezi zilandelayo:
Ngekhadi letyala okanye ledebhithi kwaye apho phantse zonke iifom ezenziwa ukuba zamkelwe kwilizwe liphela.
Ibhalansi yeAkhawunti yePayPal. Ngamanye amagama, ngalo mlinganiso ungathenga ngaphakathi kweli qonga ledijithali, okanye uphambukise inxenye okanye ibhalansi iyonke ekhoyo kude kube ngulo mzuzu. Kwaye ngomda ophezulu kunebhalansi, ngaphandle kwezithintelo ezinkulu ekusebenzeni kwemali.
Njengeakhawunti yebhanki.
Uyivula njani iakhawunti ngezi mpawu?
Okokuqala, kuya kufuneka ukhethe ilizwe apho imisebenzi iyakwenziwa khona, kunye nolwimi (isiNgesi, iSpanish, isiFrentshi, isiJamani, njl. Njl.) Kunye nemowudi yeakhawunti. Ngokuchanekileyo eli candelo lokugqibela libonisa umahluko omkhulu njengoko linezindululo ezininzi onokuzibhalisa ukususela ngoku ukuya phambili:
Iakhawunti yobuqu (yabantu abathengayo).
I-akhawunti yeNkulumbuso (yabantu abathengayo nabathengisayo).
Iakhawunti yeshishini (kwiinkampani ezithengisa kwi-Intanethi).
Kuzo zonke iimeko, abasebenzisi mabazalise ifom yobhaliso nge-imeyile, ipaswedi, igama, ifani, idilesi yeposi, inombolo yomnxeba nohlobo lwekhadi. Ukuba yonke into iqhubeka ngokwesiqhelo, uya kuba nakho ukuba nobunini kwenye yezi akhawunti.
Kwelinye icala, kubalulekile ukugxininisa izibonelelo zokusebenzisa le ndlela yokuhlawula. Phakathi kwezi zinto zilandelayo
Yinkonzo yasimahla, ngaphandle kweekhomishini okanye iifizi.
Bafuna kuphela ukufaka idilesi ye-imeyile kunye negama lokugqitha ukwenza iintlawulo.
Abayi kuba nakho ukufaka iinkcukacha zabo zamakhadi kwintengo nganye.
Phantse zonke iiprofayili zomsebenzisi zinokufikelelwa kuba inye kuphela unxibelelwano lwe-Intanethi ekufuneka ibonelelwe. Ukusuka kwiikhompyuter zakho okanye nasiphi na isixhobo sobuchwephesha. Ngapha koko, idatha yezemali ayabelwanga kunye nomthengisi kwaye ke imisebenzi ikhuselekile kakhulu kuzo zonke izigaba zale nkqubo. Kwelinye icala, bayakuvumela iindlela ezininzi zokwenza intlawulo: ngekhadi lekhredithi okanye ledebhithi, kunye neakhawunti yebhanki okanye ngokulinganisela kwale nkqubo yetekhnoloji.
Xela imali efunyenwe kwi-Ofisi kaNondyebo
Le yenye yeendlela ezifanelekileyo ezenziwa yinxalenye elungileyo yabasebenzisi kwihlabathi liphela. Kungenxa yokuba ineempawu ezithile ngokungathandabuzekiyo ekufuneka zithathelwe ingqalelo ukusukela ngoku. Apho unokucinga ukuba abantu ngokwabo bakhetha okanye hayi le ndlela yentlawulo ikhethekileyo.
Ewe, impendulo kumgaqo kukuba awunyanzelekanga ukuba uyixele. Kodwa ngokuchaneka kancinci ekufuneka uyazi ngoku. Oko kukuthi, ngaphandle kokuba kukho ngaphezulu kwama-euro angama-50.000 kuyo kwaye uNondyebo unyanzelisa ukutolikwa komgaqo. Oku kuyasebenza kuthetha ukuba uninzi lwabasebenzisi baxolelwe kwesi sibhengezo.
Kungenxa yokuba umthetho wamva nje ka-7/2012 umisele uxanduva lokubonelela ngolwazi ngeeasethi kunye namalungelo abekwe phesheya. Kodwa oku kunyanzeleka kufikelela kwiidipozithi ezibhankini okanye kumaziko emboleko yamazwe aphesheya. Ukongeza, i-RD 1558/2012 inyina isibophelelo sokubhengeza kwiiakhawunti okanye kwiidipozithi kwiibhanki okanye kumaziko emboleko kumazwe aphesheya agqitha kwi-euro eyi-50.000,00.
Kuyinyani ukuba kukho ukutolikwa komgaqo onokufuna ukubhengezwa kweeakhawunti ze-PAYPAL apho zingaphezulu kwe- € 50.000. Kodwa kukutolika endikuthathela ingqalelo yokunyanzelwa kwaye ndiyathemba ukuba i-AEAT ayizukufikelela.
Xela imisebenzi
Ngokungafaniyo nemeko yangaphambili, kule meko kuyimfuneko ukubhengeza olu hlobo lokuhamba. Kusebenza njengomgaqo jikelele ukuba uxanduva lokuchaza imisebenzi luchazwe ngumsebenzi ngokwawo ohlawuliswa irhafu, nokuba ukuthengiswa kwezinto ezilungileyo okanye ukubonelelwa kwenkonzo kunye nokufumaneka kwemali nakwiakhawunti yokuhlawula i-Paypal. Ayisiyombono yemali kwiakhawunti yebhanki.
Ngokucacileyo kukho izinto ezikhethekileyo kunye nezibophelelo ezizezabo ngokuxhomekeke kulungiselelo kunye nomntu olwenzileyo, kodwa zininzi kakhulu ukuba zingaphathwa kwinqaku nje.
Ngaba uNondyebo angacela intshukumo?
Kule meko, impendulo iyacacisa: hayi. Kungenxa yokuba amandla olawulo amasebe eenkampani zangaphandle eSpain ancitshisiwe, kwaye ngakumbi ukubekwa kweliso kumaziko okuhlawula amanye amazwe e-EU kungqinelana nabasemagunyeni belizwe labo lokuzalwa.
Oku kulandela ukuba olu hlobo lolwazi luyafuneka, kunokwenzeka ukuba lwenziwe ngokusekwe kwiinkqubo zentsebenziswano kwimicimbi yerhafu kwi-EU. Into engakhawuleziyo kwaye eya kutshintsha ekupheleni kwalo nyaka.
Ngale ndlela, kufuneka kugxininiswe ukuba uMgaqo-nkqubo omtsha ka-2011/16 / we-EU umisela uxanduva lokuthumela ngokuzenzekelayo ulwazi malunga nemali engenayo kunye nee-asethi ezihambelana namaxesha erhafu ukusukela nge-1 Januwari 2014. Apho uxanduva lokuxela luya kuza lumiselwe yomsitho wokurhafiswa ongqinelanayo nerhafu nganye kunye nokongezeleka kwayo.
Uxanduva lokuxela luya kugqitywa kukuqondwa kwesiganeko esirhafelwayo esihambelana nerhafu nganye kunye nokongezeleka kwayo.
Molo apho! Okokuqala, enkosi kakhulu ngeli nqaku. Ndinombuzo endingenakuwuphendula. Kukho ishishini kwi-Intanethi apho iikhosi zithengiswa kwi-Intanethi, ngokuphindaphindiweyo. Iintlawulo zenziwa yi-Paypal. Ngale ndlela, de kufikelelwe kwisixa se- € 50.000, ngekhe kubekho ngxaki, akunjalo?
Kwelinye icala, kwaye lo ngumbuzo endinawo, kukuba xa kufikwa ekuthengiseni iikhosi, xa ufumana imali evela kwintengiso, loo nto ithathwa njengentshukumo / intengiselwano / ukusebenza / nantoni na ofuna ukuyibiza, akunjalo? Kwaye oko, njengoko ndifundile kwinqaku, kufuneka kubhengezwe. Umbuzo endinawo ke ngowokuba ibhengezwe ngokuzenzekelayo ukuba iyathengiswa, okanye ukuba kufuneka ndenze umsebenzi othile ukubhengeza, ukuze ndingabinangxaki noNondyebo waseSpain.Ukuba kufuneka wenze into, Ungandixelela ukuba isuka kwisixa se-X, kwaye yintoni ekufuneka yenziwe ngokuthe ngqo? Mholweni, kwaye enkosi kakhulu.