Ne eCommerce pamusoro, iwe zvechokwadi waifanira kudzidza akawanda pfungwa uye kuishandisa kune yako online chitoro. Imwe yacho, zvichida yemazuva ano, ndeye iyo eWallet kana digital wallet. Unogona kuziva zvatiri kureva, asi ko kana tikakukumbira e-wallet epamusoro echitoro chako chepamhepo?
Kana iwe uri kufunga nezve kushandisa izvi kune rako bhizinesi repamhepo, asi iwe usina yakawanda yepfungwa yezvazvinobatanidza, pazasi isu tichatarisa pane iyo musoro kuti zvese zvijeke kwauri.
Chii chinonzi eWallet
Kana uine bhizinesi, chinhu chekutanga chaunoda ndechekuti nzira yekutenga iite nekukurumidza uye nyore sezvinobvira kuitira kuti pasave nemushandisi ane matambudziko (uye anogona kusiya ngoro yakasiiwa kana kusapedza kutenga). Nokudaro, vakazvarwa eWallets, anonziwo zvemagetsi zvikwama kana dhijitari wallet.
Uye inosanganisirei? Zvakanaka, inzira yekubhadhara inoenderana nehunyanzvi hutsva.
Tinotaura nezvazvo system iyo mushandisi anorekodha ruzivo rwese rwebhangi kuburikidza neiyo application kana chirongwa uye, kana uchitenga, haufanirwe kuipinda zvakare, asi pane iwe une ruzivo zvakananga pane ino saiti uye iwe unogona kubhadhara pasina kuburitsa chero mhando yedata.
Mune mamwe mazwi, Fungidzira uchitenga pasina kuisa chero kadhi kana nzira yekubhadhara. Iwe unongosimbisa kurongeka uye nzira yekubhadhara eWallet uye inochengetwa.
Muchokwadi, munhu anotakura eWallet haafanire kutakura kadhi remuviri kunzvimbo dzavanotenga, nekuti vatove naro parunhare mbozha (kunova ndiko kunowanzo takurwa mudziyo uyu).
Inonyanya kushandiswa uye inozivikanwa eWallet iPayPal. Ndizvozvo, muakaundi yako une kadhi rako rechikwereti uye ruzivo rweakaundi yebhangi. Asi kana zvasvika pakubhadhara nayo, zvese zvaunopa email uye password. Hapana chimwe. Chimwe chinhu chakafanana chinoitika neGoogle Pay kana Apple Pay. Zvakare neAmazon Pay.
Mwanakomana nzira dzekudzikisa njodzi dzekufumura kadhi rako rechikwereti kana rechikwereti paInternet uye chengetedza zvakavanzika data.
Iyo eWallet inoshanda sei
Kuti iwe uzive zvishoma nezve masisitimu aya, isu tichakuudza sepfupiso zvinoitika kana uchiishandisa. Chinhu chekutanga kuve nesoftware yekubatanidza data rekubhadhara uye mutengesi wekutengesa. Izvi zvinowanzoitwa kuburikidza nemapurogiramu anouya parunhare.
Kana uchinge waita kuti ishandiswe, unogona kutenga online nenharembozha yako, pasina kuratidza kadhi rako.
Somuenzaniso, fungidzira uchienda kuchitoro chezvizoro wosarudza zvimwe zvinhu. Paunenge uchibhadhara, unogona kuudza cashier (kana cashier) kuti unoda kubhadhara nenharembozha yako. Uye kana iwe uchiunza izvi pedyo nemuchina (zvakafanana nemakadhi echikwereti kana echikwereti) Iyo mbozha inova chirongwa chinobatanidza yako account data nemupi kuti agamuchire kutengeserana uye kuribhadharira.
Iwo akanakisa e-wallet echitoro chako chepamhepo
Zvino zvatajekesa kuti chii chinonzi eWallet. Ko isu tichataura newe nezve akanakisa e-wallet echitoro chako chepamhepo?
Ramba uchifunga kuti chinhu chakakosha ndechekuti unovasanganisa senzira dzekubhadhara dzeCommerce yako. Zvitende kana kwete, chokwadi chekukwanisa kupa nzira dzakasiyana chinopa kuchengetedzwa kwakawanda. Kunyanya sezvo dzimwe nzira idzi dzichikupa mamwe vimbiso (somuenzaniso, nyaya yePayPal inodzivirira kutenga kwemwedzi miviri kana paine matambudziko nayo uye mutengesi akasapindura).
Nekudaro, iwo akanakisa e-wallet echitoro chako chepamhepo aunofanirwa kumisa muchitoro chako angave anotevera:
PayPal
Hurongwa uhu hune mukurumbira pasi rose. Uye chokwadi ndechekuti, kunyangwe kuchine mabhizinesi asina kuigonesa, ari kurasikirwa nevatengi vazhinji.
PayPal yave iripo kubva pakupera 90s uye anenge munhu wese ane account. Kunyangwe paine muripo weaya maakaunti asiri kushanda, zvakakwana kuita kutengeserana kuchengetedza iyo kubhadhara.
Iyo chokwadi chekuti kutenga haufanirwe kugovera kadhi asi email chete uye password yeakaundi inoita kuti ikurumidze uye yakachengeteka kuishandisa kubhadhara.
Zvechokwadi, Avo vane PayPal vanosarudza kutsvaga zvitoro kwavanogona kubhadhara neiyi ewallet pamberi neimwe (nekuti ndiyo yakanyanyisa tsika).
Google Pay
Ichokwadi icho Google Pay haina kupararira sePayPal, asi zvishoma nezvishoma zviri kuwedzera. Mune ino kesi, yakaiswa kunyanya pamafoni e-Android, vanogona kubhadhara pasina kugovera chero data rekubhadhara.
Ehe, zvinodikanwa kuti, seCommerce, iwe unogonesa iyi nzira yekubhadhara. Zvisinei, dzimwe nguva chokwadi chokuti havazvishandise zvinogona kureva kuti hauna.
Apple Pay
Zvakafanana neyakapfuura, asi mune iyi kesi yeiyo iPhone, isu tine yakachengeteka kwazvo dhijitari chikwama. Uye kubvuma kubhadhara ikoko, Bata ID inodiwa kuti uzive zvigunwe. Zvikasadaro, hazviitwe. UYE Titende isu, kana mutengi atova neodha yavo nekubata chidzitiro, ichave inoshanda zvakanyanya pachiyero chekushandura.
Amazon Pay
Takataura newe nezve Android, Apple, Google, iyo iPhone... Uye zvakadaro, Pakati peaya makuru pane zvakare mhando: Amazon.
Ichi chitoro chikuru chakagadzirawo chayo eWallet, Amazon Pay. Kuti uite izvi, shandisa yako Amazon account kubhadhara muzvitoro.
Nenzira iyi, iyo data inodzivirirwa nekuti hausi kuzoburitsa chero chinhu, asi Amazon ichave inotarisira kubhadhara uye kukubhadhara iwe kuburikidza nenzira yekubhadhara yaunayo muakaundi yako.
Sezvauri kuona, kune akawanda eakanakisa e-wallet echitoro chako chepamhepo atinogona kukurudzira. uye izvo zvichaita kuti chitoro chako chigamuchire vashandisi, sezvo iwe uchizogamuchira akati wandei nzira dzekubhadhara (kwete chete yakajairwa kadhi kubhadhara uye ndizvozvo). Nekudaro, havasi ivo chete eWallet. Muchokwadi, kune zvimwe zvakawanda: PayTM, PhonePe, Yono, Jio Money ... iwe unoziva nezvevamwe vaunofunga kuti vakanyanya kunaka here?