Icho chigadzirwa chakagadzirirwa kune chero muzvinabhizimusi kana wehunyanzvi uye, kunyanya, kumakambani madiki nepakati nepakati ayo, neiri fomula, anogona kudzikamisa basa rebazi rezvekutonga, outsource accounting inogadzirwa nekutengesa uye kuunganidzwa kwavo, pamwe nekufambira mberi pazuva rakakodzera rekubhadhara mavovhoisi, izvi zvese zvichavandudza purofiti, kugona kwechikwereti uye solvency yemari yekambani.
Pakati pezvakanakira kubvumirana nechigadzirwa ichi pane ruzivo rwenguva nenguva, rwakajairika uye rwakagadziridzwa rwevakakwereta, kudzikiswa kwemitoro yekutonga kana kurerutsa kuverenga account yevatengi, pakati pevamwe. Kune rimwe divi, hapana chimiro chakatsanangurwa chemakambani anoshandisa ichi chigadzirwa chemari, zvirinani kuti kukamurwa kunopihwa nechigadzirwa chakatengeswa uye nemamiriro ekubhadhara.
Chero zvazvingaitika, hazvigone kukanganwika kuti kushanda kwemari uku kunogona kuve imwe nzira mukubhadhara chikamu chikuru chezvitoro nemabhizimusi epamhepo. Zvichienderana nemhando yebhizimusi raini ravanomiririra. Chii sarudzo kune zvimwe zvigadzirwa zvemari uye mabhanga eakakosha kwazvo kukosha uye anogona kuona budiriro kana kwete yekuvhiya kubva zvino zvichienda mberi. Sezvo isu takatarisana nemhando yakasarudzika inoda kunzwisiswa kwakakosha kune chikamu chevashandisi veadhijitari panguva ino.
Chokwadi: mhando dzemamodeli pamusika
Kusimbisa hachisi chigadzirwa chakafanana, asi zvinopesana zvinopa mhando dzakasiyana sezvaunoona pazasi. Iko kune akasiyana maitiro e Factoring zvinoenderana nemasevhisi aunoda kana ane chikwereti ari mubvunzo. Pakati pavo pane zvinotevera:
Factoring pasina kudzoka, iyi modality inopa mari, ichifunga iyo kambani ye Factoring njodzi yekukwereta kwevakakwereta. Zviripachena, iwo mareti mune ino modhi akakwirira zvakanyanya.
Factoring nekudzoka, umo mutengesi ane njodzi yekukwereta, sezvo kambani ye Factoring haipindure kune kusabhadharwa neiye ane chikwereti. Maitiro aya anosiyaniswa nekuti hazvireve kuti mari.
Factoring kubva kunze kwenyika, kana zvasvika pakushanda kunoitwa nevane chikwereti vanogara kunze kwenyika. Izvo zvinonyanya kubatsira kuburitsa makambani uye maSME asina huremu hukuru, nekuti zvinosanganisira kuburitsa mabasa. Iine iyo Factoring, kutengesa kunze kunova kunenge kutengeswa kwenyika, nekuti zvese zvaunofanirwa kuita kutumira zvinhu, uye zvimwe zvese zvinoitwa nekambani yekutumira. Chokwadi.
Mune mhando iyi yekushanda kweupfumi, kumberi hakuwanzo kugadzirwa kana zvinhu zvacho zvikaora zvigadzirwa.
Mashandiro aya anoshanda sei
Musiyano mukuru uripo pakati pekusatora nzira uye kuumbiridza zvinhu ndeyekuti, nepo zvisiri zvekutora zvinhu, icho chinhu chinotora njodzi yekukanganisa nemutengi kana mukweretesi uye haigone kupokana neanopa mukana kana uyo anenge achichinjisa ave insolvent. Kuve unoita sarudzo yekutarisa kwekuhaya kwako kana, nekusiyana, nekuramba kwayo chero mamiriro ezvinhu. Nekuti iri yemari modhi iri yemari imwe nzira iyo inosarudzika yakatungamirwa kumakambani madiki nepakati nepakati. Uye zvakanyanya kunyanya kune izvo zvakatorwa kubva kumabhizinesi mitsara yakabatana neyekutengesa zvemagetsi, chero yavo mhando uye manejimendi.
Nepo kune rimwe divi, zvakafanira kusimbisa kuti uku ndiko kuvhiya kunosimudzirwa zvakanyanya kumabhizinesi mitsara iyo inowirirana zvine chekuita nemadhijitari zviitiko. Semuenzaniso, online zvitoro kana mabhizinesi mune mamwe akakosha zvikamu. Kubva kwaunogona kutora mukana weichi chigadzirwa chemari nehurongwa hwemamiriro chaiwo uye izvo zvinoshomeka mune dzimwe tsika dzechivanhu kana dzakajairika dzemari.
Zvakanakira kubhadharisa kwako
Ichi chigadzirwa chinopa akateedzana mabhenefiti kune avo vanonyorera uye isu tichaedza kuzvifupisa nemuenzaniso. Zvekuti nenzira iyi, vanhu ava vanogona kuongorora kuti kwavo kubatira kuri nyore here kubva zvino zvichienda uye kuti chiri shure kwezvimwe zvezvinangwa zvavo zvakanyanya. Semumamiriro ezvinhu anotevera atichatsanangura pazasi:
Imwe yeakanyanya kukosha ndeyekuti hapana zvikwereti zvinogadzirwa. Pakupera kwezuva, iko iko iko kuchinjana kwekodzero dzekuunganidza pakati pekambani yekuchinjisa uye bhangi, uye nekudaro hapana zvikwereti zvinogadzirwa mune chero yenguva inobvumidzwa mukushanda.
Outsource kuunganidzwa manejimendi
Sezvo zvisingakwanise kushomeka mune ino chaiyo kesi, isu tinogona kufunga kufora se sekunze sevhisi yekuita maitiro ekuunganidza. Izvi zvinoreva kuti kambani haifanire kupa zviwanikwa kune izvi mhando yekushanda. Uye saka iwe unogona kuisa zvese zvaunogona mukugadzira nekutengesa.
Zvakanakira chigadzirwa
Iyi yezvemari-manejimendi sarudzo inopa akateedzana mabhenefiti kune chero anochihaya, senge aya akanyorwa pazasi:
- Inoderedza mutoro wekutungamira uye inogadzirisa mashandiro ekuita.
- Deredza basa repamusorosoro, iro rinobatsira zvakanyanya kudzikisira mari yehutariri, yevashandi neyekutaurirana.
- Inoita kuti zvive nyore kuverenga account yevatengi account, ichiwedzera kugona kwekutonga kwekutora.
- Inopa ruzivo rwechinguva nenguva, rwakajairika uye rwakagadziridzwa kune vane chikwereti.
- Inoshandura mashandiro echikwereti mukutengesa mari.
- Dzivisa njodzi yezvikwereti zvakaipa nekuda kwezvikwereti zvakaipa.
- Inopa chimiro chemari chekambani nehukuru hwakasimba.
- Iyo inobvumidza kuronga kwepfuma iyo inogonesa kuyerera kwemari.
- Inowedzera kugona kwemari uye zvakare inovandudza huwandu hwechikwereti.
- Kubva pane yekutengesa maonero, inovandudza chinzvimbo chekambani vis-à-vis vakwikwidzi nevatengi, ichiitendera kuti iwedzere musika wayo.
Musiyano uripo pakati pekufananidza uye kugadzira zvinhu
Kusimbisa, kune chikamu chayo, zvakare chiridzwa chemari, asi mune ino kesi mhosva hadzigashirwe kubva pakuona kwekambani. Muchidimbu, kana kumisikidza raive rekubhadhara masevhisi kumakambani, kuratidza kuti ibasa rekubhadhara kune vanotengesa vekambani.
Kugadzira chokwadi ibasa rinoitwa chibvumirano chekutora manotsi ekuvimbisa; Ipo ichisimbisa iri sevhisi inobvumidzwa kubhadhara zvikwereti kune vanotengesa, muchidimbu tafura yapfuura mune mamwe mazwi, zvinogona kunzi:
Factoring inobvumiranwa nechinangwa chekuzadzisa kushomeka kukambani; apo ichisimbisa inotsvaga sechinangwa icho vanopa vanowana zviwanikwa zvemvura.
Mukugadzira, ndiye mutengi anosarudza kutarisira invoice. Mukusimbisa, zvakare ikambani pachayo inosarudza kufadza vatapi vayo nekuvabvumidza mukana wekutora mavovoice avo zvisati zvaitika.
Pamusoro pezvo, nekusimbisa, kuunganidzwa kwema invoice akapihwa nevakweretesi kunovimbiswa uye kugona kwekutaurirana kunovandudzwa navo - zviri nyore kuzadzisa zvibvumirano nevatengesi nekuti vavimbisa kubhadhara.
Mumwe musiyano mukuru pakati pekutora zvinhu nekusimbisa ndewekuti, kunyangwe mune yekutanga kambani yakaona purofiti yayo ichikanganiswa nekomisheni yaibhadhariswa nebhangi nekufambisira mberi muripo, mukusimbisa hapana mari chero kwazviri - kana muchirevo chekupa iyo kiredhiti tambo kana mune pfungwa yekutumira mari.
Insolvency njodzi kufukidza
Imwe yemabhenefiti echinhu ichi chemari kumakambani madiki nepakati nepakati ndizvo chaizvo zvinoenderana nekuvharirwa kwenjodzi yekusagadziriswa kubvira inofungisisa zana muzana kufukidzwa kwenjodzi yekusabhadharwa revatengi vatengi. Ne insolvency zvinonzwisiswa: kumiswa kwekubhadhara, kubhuroka, kuvapo kweakazvimiririra kubhuroka kwevakakweretesa, kuvhara kana kumisa chiitiko. Kune rimwe divi, iyo insolvency njodzi kufukidza haifunge kukwikwidza uye kusawirirana kwehunyanzvi-hwekutengesa hunhu.
Imwe yemabhenefiti ayo akakosha zvinoenderana nenyaya yekuti iri rinotungamira manejimendi yezvikwereti zvisati zvabhadharwa, kutora matanho ekutanga kuti uwane zvikonzero zvekusateedzera uye zvinopfuudzwa kumutengi, mune izvo chibvumirano chakatangira. Nenzira iyi, maitirwo ekuziva zvikonzero zvekusabhadhara anotumirwa uye, kana zvichikonzerwa nekusavimbika kwemutengi (ane chikwereti) uye kufukidzwa kweiyo imwechete kwakabvumiranwa, sangano rinotarisira kupa chigadzirwa ichi iyo inotanga nzira dzekutonga dzakakodzera.
Kugadzira mutengo
Iwo masevhisi anopiwa neiyo Factoring zvinomiririra mutengo kana mutengo waunofanirwa kugutsa semushandisi wemasevhisi ataurwa; mutengo unonyanya kuitwa nezvinhu zviviri zvinozvisarudzira.
Mari yekuchairira, yemasevhisi masevhisi anoitwa nekambani Factoring, Inosiyana zvichienderana nenguva yekubhadhara mavovovhoisi.
Chiyero chemubereko, icho chinozoshandiswa kana uchitora mukana wehunhu hunosanganisira kumberi kwemari. Zvisinei, mutengo unosiyana zvichienderana nemamiriro ezvinhu emusika (zvichibva pamwedzi mitatu yeEuribor pamwe nekupararira, mwero wekupedzisira wemubereko unodzokororwa pamwedzi) uye njodzi inofungidzirwa nekambani inotengesa ichi chigadzirwa chemari.