Uhlelo lwe-CES (Secure Electronic Commerce) yinqubo eyengeziwe equkethe ukuvikela amakhadi ukuze kuthi lapho kuthengwa ku-inthanethi, iphasiwedi eyingqayizivele ekuthengeni online. Luhlelo oluzokhiqiza ukuzethemba okukhulu phakathi kwabasebenzisi noma amaklayenti lapho enza ukuthenga kwabo kube semthethweni esitolo noma ebhizinisini eliku-inthanethi.
Uhlelo lwe-CES noma lwe-Secure Electronic Commerce luhlelo olusha kakhulu inhloso yalo enkulu ukuvimbela ukukhwabanisa, ukukhokha okukhwabanisayo ngekhadi lesikweletu ngaphandle kokuba khona kwekhadi noma uma kwenzeka kwebiwa noma kwebiwa kwekhadi lesikweletu noma lasebhange. Lokho kungukuthi, ukuze ukwazi ukukhokhela okuthengile ngokuphepha kunoma yikuphi ukusebenza okwenziwa nge-Intanethi. Lapho kufanele kukhunjulwe ukuthi le yinqubo eyengeziwe equkethe ukuvikeleka kwamakhadi ukuze kuthi lapho kuthengwa ku-inthanethi, kuzocelwa iphasiwedi ekhethekile yokuthenga online.
Ngenkathi ngakolunye uhlangothi, i-CES ingathathwa njengethuluzi lokugwema izimo ezingafuneki kakhulu kubasebenzisi balesi sigaba sezinsizakalo. Kanye nomehluko omncane maqondana namanye amamodeli anezici ezifanayo, futhi kulokhu, i-CES noma i-Secure Electronic Commerce kumele ilungiselelwe kusuka ebhange elektroniki lebhange lakho. Ngokwalesi sizathu, izintambo zokuphepha ziphinde ziqiniswe ukuqaliswa kwalolu hlelo.
Imihlahlandlela yokuyiqalisa
Uma ufuna ukujabulela lezi zinyathelo zokuphepha ngeke uze ukhethe kodwa ukwamukela ezinye ezilula imihlahlandlela yesenzo. Njengalezo esizokunikeza zona kusuka manje futhi ezizodinga ukuthi uzenze ngokuqinile kusukela manje kuqhubeke.
Okokuqala, kungumbuzo wokukhetha indlela yokukhokha ngekhadi lesikweletu noma lasebhange eliqondiswe ekhasini eliphephile ngokusebenzisa lokho okuthiwa ukubethela idatha. Ukusuka lapho bazokubuza okulandelayo:
Inombolo yekhadi.
Usuku lokuphelelwa isikhathi.
Ekugcineni, ikhodi yokuphepha enamadijithi ama-3 evele ngemuva kwekhadi.
Zizoba ngaphezu kokwanele ukuze ukwazi ukukhokhela imikhiqizo ethengwe ngesiqinisekiso esiphelele sokuthi akukho lutho oluzokwenzeka kuwe kukho konke ukusebenza okwenzayo ngale ndlela yokukhokha yendawo yonke.
Isinyathelo esilandelayo kule nqubo engeyona inkimbinkimbi ngokweqile sibandakanya ukufaka idatha. Lapho ungenakho okunye ongakwenza ngaphandle kokunikeza ukhiye oyimfihlo oqukethe ikhodi yezinombolo futhi ongayithola ngenye yalezi zindlela ezijwayelekile kakhulu. Kuzoba isikhathi lapho isikhungo sakho sesikweletu sizokuthumela kuselula yakho, nge-SMS, ikhodi yezinombolo okufanele uyifake.
Ngenkathi ngakolunye uhlangothi, ungakhohlwa ukuthi ibhange lakho phambilini belizokunikeza ikhadi lokuxhumanisa ozokwazi ngalo ukukhomba ngokungangabazeki ikhodi yezinombolo okufanele uyifake. Kuzoba isikhathi esiqondile lapho kufanele ufake i-PIN yekhadi lakho, okuyisihluthulelo osisebenzisayo kuma-ATM ukukhipha imali.
Ungasicela kanjani isihlonzi sakho?
Ngenye indlela, kufanele sikhumbule ngalesi sikhathi ukuthi uma uthenga futhi ungenayo i-CES, uhlelo lapho uthinta ibhange lakho ezimweni eziningi luzokuqondisa kuwebhusayithi yebhange lakho ukuze ulithole online, uma kungenjalo, xhumana nebhange lakho bese ucela i-CES yakho. Ngalo mqondo, kufanele kuqashelwe ukuthi izikhungo eziningi zezezimali zihlinzeka le nsizakalo kumakhasimende abo, ngendlela ethile.
Ukusuka lapho amakhasimende noma abasebenzisi bangacela khona i-CIP kusuka manje. Noma yini efanayo, i-Personal Identification Code. Ngokuzenzakalelayo, i-PIN yekhadi elisetshenziswa kuma-ATM kanye ne-NIF ehambisanayo. Ngenkathi ngakolunye uhlangothi, ungacela futhi i-CIP ukuthola ukuphepha okwengeziwe, ngokusebenzisa iwebhusayithi yebhange nganoma yisiphi isikhathi.
Izinzuzo zokusebenzisa lolu hlelo lokuphepha
Ngakolunye uhlangothi, i-CES, njengoba sizobiza iphasiwedi / i-PIN / Isiginesha kuyadingeka ukwenza izinkokhelo kumabhizinisi kagesi asebenzisa lolu hlelo lokuphepha, ngakho-ke ngeke kwenzeke ukwenza noma yiluphi uhlobo lokusebenza ngaphandle kwebhange lakho noma ibhokisi ukuhlinzeka nge-CES. Lokhu kungenxa yokuthi sisebenza nesistimu esho ukuphepha okuphezulu futhi ukucela le Khodi ye-CES ukuthola ezentengiselwano ephephile kuqinisekisa iklayenti ngo-100% ukuphepha kokukhwabanisa.
Luhlelo ongalusebenzisa ukugwema ukusetshenziswa kobuqili kwamakhadi esikweletu noma asebhange ukuthenga esitolo noma ezentengiselwano online. Kuzuzisa kakhulu ukwenza lo msebenzi ube semthethweni ngoba uzobe uzolile lapho ukhokha i-invoyisi yalezi zici. Ngaphezu kwamanye amasistimu ajwayelekile noma wendabuko owasebenzisile kuze kube manje.
Izinhloso ekusetshenzisweni kwayo
Kuzo zonke izimo, kufanele ukhumbule kusukela manje ukuthi isiqiniseko sokuthi uhlelo lokuhweba lwe-elektroniki oluphephile lukhuthaza ikhasimende lakho ongalithenga ukuthi ulithenge. E-commerce ikhula umzuzu nomzuzu. Uma unesitolo esiku-inthanethi, kubalulekile ukunikeza isiqinisekiso noma uchungechunge lwezinyathelo zokuphepha kubasebenzisi bakho, ikakhulukazi uma kungokokuqala bezilungiselela ukuthenga ku-eCommerce yakho.
Kanye nokuthi le modeli yezokuphepha ekuthengeni okwenziwe ezitolo noma ezitolo ezibonakalayo ikunikeza ngokuqinisekisa ukuphepha kokuthengiselana komthengisi nomthengi. Akumangalisi ukuthi kubonakala ukuthi lapho ikhasimende lifaka imininingwane yekhadi lalo lesikweletu, ibhange liyithumela le khodi ukuqinisa ubunikazi bayo. Ngale ndlela, kwenziwa isiqinisekiso sokuphepha esiphindwe kabili, ngoba njengomthengisi uzoqinisekisa ukuthi ngumsebenzisi othengayo ngempela, ngendlela efanayo umthengi akatholi ingozi yokwebiwa kobunikazi.
Amathiphu Wokuhweba Okuphephile
Ebhekene nokusebenza esitolo esiku-inthanethi noma kwezentengiselwano, enye yezinhloso ezibekwe eqhulwini zanoma yimuphi umsebenzisi noma iklayenti ukugcina izenzo zazo ngaphezu kolunye uchungechunge lwezinto ezibhekwayo. Akumangalisi ukuthi lolu hlobo lwebhizinisi kungenzeka luthuthukise izenzo ezingafuneki ezephula ukusebenza kusuka manje.
Lesi ngesinye sezizathu esenza ukuthi kuthathwe uchungechunge lwezinyathelo zokuqapha esizozichaza kafushane ngezansi. Ngakho-ke ukuthi kusukela kulowo mzuzu kuqhubeke ukwazi ukuthi yini okufanele uyenze ezimweni ngasinye esizosichaza.
Thola ikhasi lewebhu lesitolo sedijithali elingaphezu kwakho konke okuphephile ukwenza ukuthengwa kwemikhiqizo yalo, izinsizakalo noma izinto zalo. Ngalo mqondo, kuhle ukusebenzisa izizinda ezinikeza ukukhiya kokuphepha okuzoba yisiqiniseko sokuthi imisebenzi yethu izophepha kusukela manje kuqhubeke.
Ngokuxhumeka okuphephile
Ngenkathi ngakolunye uhlangothi, akungabazeki ukuthi kufanele sisebenze ngamadivayisi wezobuchwepheshe asinikeza ukuphepha ekuhambeni esizokufeza kusukela manje kuqhubeke. Vele, kulo mqondo, ngeke kube khona okunye ongakwenza ngaphandle kokugwema ukuxhumana kwamabha, izitolo noma izitolo ezibonakalayo, okuyizona eziveza ukungavikeleki okukhulu kulolu hlobo lokuhamba. Kodwa-ke, into ebaluleke kakhulu ukusetshenziswa kwemishini yezobuchwepheshe engakuniki ukungabaza mayelana nokuphepha kwabo. Ekupheleni kosuku, uzokugwema ukwesaba okwenzeka ngezikhathi ezithile okungathinta izimali zakho siqu noma zomndeni ngoba kungenye yezinjongo zakho ezibaluleke kakhulu okwamanje.
Izenzo zakho zizobhekiswa ekwenzeni le misebenzi ibe semthethweni ngazo zonke iziqinisekiso ezikhona. Ngaphandle kohlobo lwebhizinisi labo noma izici zalezi zinkampani zedijithali. Ungahle ungazi manje, kepha ubuchwepheshe obusha bungaba yizimbangi zakho ezinhle kakhulu zokuthengiswa kwemikhiqizo yakho, izinsizakalo noma izinto ngokuvikeleka okuphelele.
Gwema ukusetshenziswa komgunyathi
Enye yezinhloso zakho eziseduze kakhulu ukuthi awunakuba nanoma yiluphi uhlobo lwezinkinga ngokukhokhela ukuthenga kwakho okuku-inthanethi. Ungakufeza lokhu ngokungenisa uchungechunge lwamathiphu esizochaza ngezansi futhi ahlanganiswe neCES:
Qaphela izizinda ezingakuniki ukuphepha okuncane ekusebenzeni.
Gcina yonke imishini yakho yezobuchwepheshe ivuselelwe ngokuphelele ukuze ingabi yizisulu zezenzo zabantu besithathu.
Sebenza kakhulu maqondana nokwephulwa okungenzeka kwezinye zezinyathelo zokuphepha ezifakiwe. Ngoba zidinga ukuqapha okuphelele kakhulu kuwo wonke amaphuzu wokubuka.
Futhi ekugcineni, zivikele kuzo zonke izinhlobo zamagciwane ekhompuyutha ezingazisungula kumishini yekhompyutha. Ngokuqinisekiswa okucacile kokuthi imisebenzi yethu izophepha kusukela manje kuqhubeke.