Amathiphu okuxhasa ngezimali osomabhizinisi abasha

Amathiphu okuxhasa ngezimali osomabhizinisi abasha

Ukuthatha isinqumo sokuthatha akusiyo into elula, ikakhulukazi ngoba uziveza ngokubeka ingxenye yemali yakho engcupheni ungazi ukuthi izosebenza noma cha, uma ukhethe icebo elihle liphumelele. Ngakho, osomabhizinisi abaningi bayethula befuna uxhaso lwezimali: amakhredithi, imali mboleko, i-factoring...

Sifuna ukukuboleka isandla futhi, ngenxa yalesi sizathu, namuhla sifuna ukukhuluma nawe mayelana nalezo amathiphu namasu okuxhasa ngezimali angasiza uma ungomunye wosomabhizinisi abasha asebethathe isinqumo sokuzama ukuzenzela elakho ibhizinisi. Kungani ungakwenzi ngezinye izinzuzo ezengeziwe?

Amaqhinga okuxhasa ngezimali ukuze enze ngokuphepha

Amaqhinga okuxhasa ngezimali ukuze enze ngokuphepha

Akungabazeki ukuthi ukuhweba kuyingozi. Ungaba nombono omuhle kakhulu emhlabeni futhi ungazi kahle ukuthi uzosebenza noma cha, uma amakhasimende ezokwazi, athenge, ancome futhi athenge futhi. Futhi lokhu kuhilela ukubeka izinto eziningi engcupheni. Yingakho enye ye izithiyo ezinkulu lapho uqala ibhizinisi ukuxhasa ngezimali, okungukuthi, ukuba nemali edingekayo yokuhlangabezana nazo zonke izindleko, zazo zonke izinhlobo, ezikhona ebhizinisini.

Esinye seziqephu zezeluleko zokuqala ezihlale zinikezwa noma yimuphi usomabhizinisi omusha ukuba nazo cabangela wonke amathuba akhona okuxhasa iphrojekthi ngoba, izikhathi eziningi, lezi “zinsiza” zingaba ukucindezela okudingekayo ukuze ibhizinisi liphumelele. Noma okungenani ukuze ibambe futhi iqhubeke.

Ingabe ufuna amathiphu engeziwe? Lalela.

Cabangela imithombo yezimali ekhona

Lena into abaningi abangayibheki ngoba becabanga ukuthi ayifaneleki, kumele ibuyiswe, noma inganikwa noma ngubani. Futhi empeleni kuyiphutha ukucabanga kanjalo. Ikakhulukazi uma ungazise ngabo ngaphambili. Uyabona, eSpain azikho izinhlobo eziningi, kodwa okungenani sinazo. Lezi izi:

  • Ukuxhaswa ngezimali. Okusho ukuthi, imali ongaba nayo ukuqala ibhizinisi. Lokhu kuyinto elula ngoba kuzoncika emalini oyongile kanye nemali ongayinikeza ukuqala inkampani yakho.
  • Ukuxhaswa ngezimali kwamafs amathathu. Ngokuqondile: umndeni, abangani kanye "neziwula" (umndeni, abangani neziwula). Kuhlanganisa ukusebenzisa imali oyitholayo umndeni wakho, abangani noma abantu abakholelwa kuwe abakunikeza inkampani yakho ngendlela yokuthi ungathola imali eyengeziwe. Ukubamba iqhaza kwakho kungase kusekelwe emalimboleko, iminikelo noma amasheya enkampanini.
  • I-crowdfunding kanye ne-crowdlending. Qaphela, ngoba kokubili akufani. I-crowdfunding yizinkundla zokusekela kancane. Nakuba i-crowdlending ibhekisela kubantu abanikela ngemali ngenzalo (uhlobo lwemalimboleko nalowo muntu noma inkampani).
  • Imixhaso. Lena enye yezinto ezaziwa kakhulu, kodwa izikhathi eziningi kufanele ufunde ukuphrinta okuncane ukuze wazi ukuthi unentshisekelo noma cha. Izikhathi eziningi, akusho ukuba nemali yokuqala ibhizinisi lakho, kodwa ukuthi kufanele ube neminye imithombo yemali. Futhi kungenxa yokuthi lezi zibonelelo ngezinye izikhathi zithatha isikhathi eside kakhulu ukuthi ziqale kanti ezinye zidinga ukuthi inkampani isivele iyasebenza.
  • Imalimboleko. Kokubili ukubhanga nokubamba iqhaza, okungukuthi, lezo ezenziwa ngokushintshana ngokuba nesabelo enkampanini.
  • Imiqhudelwano yosomabhizinisi. Uma kwenzeka ungazi, e-Spain imiklomelo nemiqhudelwano ivamise ukubanjwa inhloso yayo kuwukuhlola amaphrojekthi ebhizinisi. Imali etholakala kulezi ngokuvamile inamanzi amaningi futhi ngezinye izikhathi yanele ukwenza i-jump.
  • Imigqa yosomabhizinisi. Lezi ziphuma ikakhulukazi emabhange kanye nama-ICO agxile kosomabhizinisi ukuthi babanikeze uxhaso lwezimali. Ukuthi yebo, ukuze ukuthole kuyadingeka ukuthi kunikezwe izincomo neziqinisekiso.
  • Izingelosi zebhizinisi. Bangabantu abanquma ukutshala izimali kumaphrojekthi ebhizinisi, okungukuthi, kumaphrojekthi osomabhizinisi abasha. Ngokubuyisela, abatholi nje inzuzo yezomnotho, kodwa bangazizwa "njengabothisha" futhi bahlanganyele ekuqinisekiseni ukuthi konke kuyaqhubeka.
  • Amabhonasi. Isibonelo, lapho uqasha abasebenzi noma kuzabelo zalowo ozisebenzayo. Kuyindlela yokuba nesaphulelo noma umsebenzi oshibhile ngenxa yalokho kwehliswa kwezimali.

Eqinisweni, miningi eminye imithombo yokuxhasa ngezimali futhi iseluleko sethu ukuthi siyicabangele ngoba singakwazi siza iphrojekthi yakho ibe nesiteshi sezimali lokho kukuvumela ukuthi uzinakekele futhi uqhubekele phambili.

suka kokuncane uye kokuningi

Uma sicabanga ngephrojekthi yebhizinisi, kuvamile ngathi ukucabanga okukhulu. Kodwa leli iphutha elikhulu kakhulu ongalenza. Futhi kungenxa yokuthi ayikho iphrojekthi engaqhubeka futhi ibe into "enkulu" lapho ungenayo izindlela ezidingekayo: imali, abasebenzi, ukuxhumana, ukukhangisa ...

Ngalokho, Uma uqala njengosomabhizinisi, kufanele uhambe kancane kancane, ukwazi ukuthi iminyaka yokuqala iyinkimbinkimbi kakhulu futhi inzima, kodwa uma usuthole ukuthi bakuqaphele, konke kuzoba ngcono kakhulu.

Yakha isikhwama sezimo eziphuthumayo

Yakha isikhwama sezimo eziphuthumayo

Into eyenziwa osomabhizinisi abambalwa kakhulu ukuba ne- isikhwama sezimo eziphuthumayo. Okungukuthi, imali egcinwe ukubhekana nezinkinga ezithile eziza kungalindelekile. Isibonelo, ukuthi esitolo abakuphakeli impahla ngaphandle kokuyikhokhela kuqala; ukugetshengwa futhi kudingeke ushintshe iwindi lesitolo sakho, njll.

Lokhu, okubonakala kuwubuwula, empeleni akukona kangako ngoba ngaleyo ndlela uyohlale unomcamelo wokubhekana nalezo zenzakalo ezingalindelekile ngaphandle kokulimaza impahla yezindleko nemali engenayo onayo ngaleyo nyanga.

Hlala unesu elihle lezezimali

Hlala unesu elihle lezezimali

Kungaba yinto eyisicefe kakhulu futhi eyisicefe, kodwa empeleni kubaluleke kakhulu, futhi kungenxa yokuthi ngale ndlela uzoqinisekisa ukuthi yonke idatha iyavumelana futhi azikho izinkinga zokubala noma imali elahlekile enkampanini.

Ngokulawula kokubili izindleko nemali engenayo, uthola yazi ukuthi uphatha kanjani imali futhi uma ungakwazi ukonga kunoma yini.

Nakuba lezi zingase zibonakale njengamathiphu ayisisekelo nokuthi noma ubani azowenza, iqiniso liwukuthi osomabhizinisi abaningi abasha bagxumela "echibini" ngaphandle kokucabangela lawa macebiso. Futhi ngezinye izikhathi kuyiphutha elikhulu.


Yiba ngowokuqala ukuphawula

Shiya umbono wakho

Ikheli lakho le ngeke ishicilelwe. Ezidingekayo ibhalwe nge *

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  1. Ubhekele imininingwane: Miguel Ángel Gatón
  2. Inhloso yedatha: Lawula Ugaxekile, ukuphathwa kwamazwana.
  3. Ukusemthethweni: Imvume yakho
  4. Ukuxhumana kwemininingwane: Imininingwane ngeke idluliselwe kubantu besithathu ngaphandle kwesibopho esisemthethweni.
  5. Isitoreji sedatha: Idatabase ebanjwe yi-Occentus Networks (EU)
  6. Amalungelo: Nganoma yisiphi isikhathi ungakhawulela, uthole futhi ususe imininingwane yakho.