Amapulatifomu wokukhokha akwi-5 athandwa kakhulu online

Okulandelayo sifuna ukukhuluma kancane nge Amapulatifomu wokukhokha akwi-5 athandwa kakhulu akhona njengamanje futhi lokho kungasetshenziswa ngokunembile ukwenza izinkokhelo ngaphandle kokushiya ikhaya.

1. I-Google Wallet

Kuthiwani Insiza yakwa-Google yokukhokha online lapho ungadlulisela khona imali futhi wenze nezinkokhelo. I-Google isanda kumemezela ukuthi izonikeza ikhadi elibonakalayo elixhunywe kuma-akhawunti wabasebenzisi ukuze bakwazi ukusebenzisa i-Google Wallet ezitolo ezithengisa.

I-Google Wallet itholakala kuphela e-United States, lapho ungakhokha khona nge-inthanethi usebenzisa iselula yakho. Okwenziwa isicelo ukugcina amakhadi wesikweletu nawasebhange okufanele usebenze njengomlamuleli phakathi kwalowo okhokhayo nalowo othola imali. Yini umehluko okhona namanye amapulatifomu wokukhokha, ngoba bambalwa kakhulu, ngoba kulokhu imininingwane yakho (okungukuthi, amakhadi akho) izoba semafini, ngokuphepha, futhi ngeke bakukhokhise noma iyiphi ikhomishini oyisebenzisayo.

Abaningi bangacabanga ukuthi iGoogle Wallet ifana neGoogle Pay, kepha iqiniso ukuthi akunjalo. Empeleni ziyizicelo ezimbili ezihluke ngokuphelele ngokusetshenziswa okuhlukile.

Kulokhu, I-Google Wallet empeleni, futhi njengoba igama liphakamisa, iyisikhwama semali, okusho ukuthi ungaba nebhalansi oyithumelayo, noma uthole imali evela kubangani nomndeni.

Kepha, esimweni se I-Google Pay, empeleni lolu hlelo lokusebenza lusetshenziselwa ukukhokha ezitolo, hhayi kuzo zonke, kodwa kulabo le nkokhelo etholakala ngohlelo lokusebenza.

Vele, ukuze uyisebenzise, ​​uzodinga ukubhaliswa ne-Google nge-akhawunti yale nkampani.

I-2 PayPal

Para muchos, ipulatifomu yokukhokha eku-inthanethi ngobuhle, enye esetshenziswa kakhulu emhlabeni wonke enama-akhawunti asebenzayo angaphezu kwezigidi eziyi-137 emazweni we-193 nasezimalini ezi-26 ezahlukahlukene. Nge-PayPal kulula kakhulu ukuthenga ku-inthanethi ngaphandle kokushiya ikhaya, inesicelo sayo seselula sokuphatha zonke izinkokhelo ezivela ocingweni.

Ngaphandle kokuthi izinkundla eziningi zokukhokha sezivele, i-PayPal isengenye yezisetshenziswa kakhulu. Vele, inezinkinga ezithile (nezizathu zokuthi kungani abaningi bashintshele kwamanye amapulatifomu). Futhi, inqobo nje uma inkokhelo iphakathi kwabangani, nasezweni elifanayo, ayikho ikhomishini, kepha uma kukhulunywa ngokukhokha ukuthenga noma ukuthumela imali ngaphandle kwezwe, kukhona ikhomishini okuthi, kwesinye isikhathi, kufanele uyikhokhe bobabili umthumeli nomamukeli.

Ngalesi sizathu, abaningi bakhetha ukusebenzisa enye indlela.

Lapho ivela, bekuyinto entsha impela ukukhokha ngaphandle kokunikeza imininingwane yakho yasebhange noma yekhadi lesikweletu noma ledebhithi, kepha nge-imeyili yakho kuphela kwanele ukuphatha ukukhokha noma ukuthumela imali. Ngakho-ke, abaningi bayayisebenzisa.

Nanamuhla ine isicelo ukuphatha izinkokhelo ngokusebenzisa mobile futhi kunezitolo eziningi eziku-inthanethi neze-eCommerce ezithi, phakathi kwezindlela zabo zokukhokha, yiPayPal (yize kokuningi benza ikhasimende lisekele ikhomishini ngokwenza inkokhelo).

Enye yezinzuzo ezinhle ze-PayPal, ngaphandle kokungabaza, ukusekelwa kwayo kwamakhasimende. Futhi ngukuthi, uma umkhiqizo othengiwe ungatholakali, noma kube nesigameko, noma kungesikho obekulindelekile, bangaphatha ukubuyiselwa kwemali. Kuthatha isikhashana, kepha inqobo nje uma uqinisile, bagcina bekubuyisela lokho okukhokhile.

3. Izinkokhelo ze-Amazon

Kuyinto a uhlelo lokukhokha online oluphephile nolusebenziseka kalula, futhi ilula kakhulu ngoba badinga ukuthola imali ngokusebenzisa i-Amazon API. Abasebenzisi bangathumela ngisho imali ngohlelo lwe-Automated Clearing House, olubalulekile uma bane-akhawunti ye-Amazon.

Izinkokhelo ze-Amazon, noma ezaziwa kangcono manje njenge-Amazon Pay, ngandlela thile zilandela isisekelo se-Paypal, lapho, esikhundleni sokusebenzisa i-imeyili noma imininingwane yakho yasebhange, okumele ukunikeze i-akhawunti yakho nje ye-Amazon.

Ngamanye amagama, okwenzayo I-Amazon isebenza njengomxhumanisi ukuze ikwazi ukukhokha ngokushesha ekhasini olifunayo (futhi wamukele le ndlela yokukhokha, kunjalo).

Njengaku-Paypal, kunezimali nezindleko. Isibonelo, uma ubhalisa njengomthengisi, kukhona ikhomishini yokuthengiselana ngakunye okwenziwayo (okwenziwa abaningi ngukuthi yikhasimende elikhokhayo, ngokuphelele noma ingxenye).

Abanye bacabanga ukuthi i-Amazon Payments iyinkomba ye-PayPal, futhi iqiniso ukuthi abadukiswa kabi. Kepha okufanele ukukhumbule ukuthi i-Amazon Pay ifinyelela okuningi ngaphezu kwe-PayPal ngoba njengamanje ukubhaliswa kwe-Amazon uqobo kuvumela indlela yokukhokha mahhala, nokuhlanganiswa.

4. Dwola

Ngenye ye izimbangi eziqondile ze-PayPal ezivumela abasebenzisi ukuthi badlulise izimali nge-imeyili, iselula, i-Facebook, i-LinkedIn noma i-Twitter. Okwenza le sevisi ihehe kakhulu ukuthi azikho izimali ezidluliswayo ezingaphansi kwama- $ 10, ngenkathi kudluliswa ngenhla kwalesi sibalo, imali ekhokhwayo ingama- $ 0.25 kuphela.

Amanye amapulatifomu wokukhokha online athandwa kakhulu akhona namuhla iDwolla, esincintisana naye, futhi, elandela sona kanye isisekelo sePaypal. Futhi kulokhu, le nsizakalo ivelele kwezinye ngoba akudingekile ukusebenzisa amakhadi esikweletu, into ebalulekile kubo bonke labo esake sakhuluma nawe phambilini.

Izalwe ngo-2008 eDes Moines, e-Iowa, e-United States, yize yethulwa ngo-2010.

Usebenzisa ini uma kungewona amakhadi wesikweletu? Yebo, i-akhawunti yasebhange. Inhloso akudingeki ukuthi incike ekhadini lesikweletu ukuze isebenze kwi-Intanethi, kodwa ukuba nethuluzi elivumela ukukhokha ngokushesha noma ungenalo ikhadi. Futhi, njengoba wazi, uma ukhokha ngokudluliswa kwebhange, kuze kube yilapho imali itholwa abaqali ukulungisa i-oda.

Inkinga kuphela ongayibona nge-Dwolla ukuthi awekho amabhizinisi amaningi aku-inthanethi azi ngayo noma ayisebenzise njengendlela yokukhokha, ngakho-ke kwesinye isikhathi kungaba nzima ukuyisebenzisa.

5.Gunyaza.Net

Lona ipulatifomu yokukhokha eku-inthanethi isebenza kusukela ngo-1996 futhi namuhla kunabathengisi abangaphezu kwama-375.000 abakhokhisa imali engaphezu kwamaRandi ayizigidi ezingama-88 ekuthengisweni okuphephile konyaka besebenzisa amakhadi esikweletu namasheke kagesi.

Authorize.Net inezinguqulo ezimbili ezihlukene, ngakolunye uhlangothi eyamahhala, ngakolunye inguqulo ekhokhelwayo, engathengwa kusuka ku- $ 25 ngenyanga. Phakathi kwezici ezizogqanyiswa kuleplatifomu yokukhokha, ukucubungula ukukhokha online, ukukwazi ukukhokha ngekhadi lesikweletu, nangamasheke kagesi ngisho nangezinkokhelo zeselula.

Ngaphezu kwalokho, inikeza ukubonwa kwezinkokhelo zanyanga zonke nokudluliswa kwemali futhi ikuvumela ukuthi ubone futhi uphathe ukuthengiselana ukuthola ukuthi kukhona yini okungaba okukhwabanisayo noma okusolisayo.

Ine, njengakwezinye izingxenyekazi ze-, a ukusebenzela amakhasimende amahora angama-24 ngosuku, izinsuku ezingama-365 ngonyaka. Igxile kakhulu ezinkampanini, ezitolo ze-e-commerce, njll. ngoba, phakathi kwabantu, ayaziwa kahle njengabanye.

Vele, inenkinga engenza ukuthi uyikhethe, noma ungayisebenzisi. Futhi ukuthi phakathi kwamadivayisi ayo kukhona ikhompyutha, i-Apple ne-Android, kepha itholakala kuphela e-United States, Canada, United Kingdom, Australia, China naseNdiya. Ngaphezu kwalokho, kuyisiteji esitholakala ngesiNgisi kuphela. Lokhu sekuvele kukhawulela ukusebenza kwawo kakhulu futhi kuyisizathu sokuthi eSpain, noma eYurophu jikelele, kungaziwa kangako (yize kungomunye wabadala kunabo bonke).