Iri kuramba ichiwedzera kuwanda tenga uye, pachinzvimbo chekubhadhara zvese panguva iyoyo, patsanura mubhadharo, kana kubhadhara mazuva mashoma gare gare. Kune izvi, pane akati wandei sarudzo asi imwe yacho yaungave wakaona muzvitoro zvepamhepo uye hauzive kana yakanaka kana kwete. Unoziva here kuti kundisundidzira kunoshanda sei? Uye chii?
Kana usati wanzwa nezvazvo asi wakazviona mune imwe eCommerce, saka isu tiri kukubatsira kuti unzwisise kuti chii, kuti chii chakabva uye kuti chinoshanda sei. Saka iwe unogona kuita sarudzo yakakodzera pamusoro pekuishandisa kune bhizinesi rako kana padanho remunhu.
Chii chinonzi Postpone
Chekutanga chatichajekesa ndechekuti Aplazame chii, sezvo chiri chishandiso chisati chazivikanwa zvakanyanya, asi chinogona kunakidza eCommerce kana kunyangwe kune vanhu vanoda "kiredhiti" kana mari yekutenga kwavo.
Postpone Me chaivo chishandiso icho Inoshandiswa kuregeredza kubhadhara online. Kuti uite izvi, inopa nzira yekubhadhara inoshanduka. Iyo inoratidzirwa nekusava nemapepa, kutaura zvazviri, chete nezita rako, email uye Spanish DNI kana NIE (iyo yekupedzisira inongoshanda kune yakakwira kiredhiti) unogona. kumbira chikwereti chinosvika ku2500 euros. Vanoshandisa iyi data kuti vaone kuti munhu ari kukumbira chikwereti haasi pane chero "black list" kana kuti ane matambudziko nemabhangi (chimwe chinhu chinoita kuti chikuva chisavimbe kuti vachadzorera mari).
Haisi chinhu chakasikwa chitsva mumakore ano, asi Yanga ichishanda kubvira 2014 apo Fernando Cabello-Astolfi, mutungamiri weiyi mhinduro yemari, akaigadzira. Asi, kubvira 2018, payakawanikwa neboka reWiZink Bank, yave iyo chete mari inotsigirwa nebhangi.
Nokudaro, tinogona kutaura kuti iSpanish, uye kuti ine "bhangi shure kwayo."
Zvimiro zveAplazame
Ose ari maviri Aplazame anoshanda uye mabhenefiti ayo anomira pachena kubva kune ayo evanokwikwidza. Kune rimwe divi, Ndimbomira "kubheja pakutenda kwakanaka". Mune mamwe mazwi, inotora njodzi yekusabhadhara uye kubiridzira kana vanhu vakasadzosera mari yavakakwereteswa.
Kune rumwe rutivi, kune a flexible financing, sezvo ichikubvumira kudzorera mari mukubhadhara kusvika kumwedzi 36 (iyo makore matatu) uye iwe unogona kusarudza kusvikira zuva remwedzi raunoda kuita kuti kubhadhara kushande.
Zvakadarowo API uye mamodule eiyo huru eCommerce mapuratifomu zvakadai sePrestaShop, WooCommerce, Magento kana Shopify.
Zviri pachena kuti hazvisi zvinhu zvose zvakanaka. Isu tinotaura nezve mugove wepurofiti pakutengesa. Uye ndizvozvo, pakuishandisa, pane muripo uri pakati pe0,5 ne1,5% maererano nemari yose. Zvese izvi mukuwedzera kune mubereko wakaiswa, unowanzo 24,5 APR.
Mashandiro azvinoita Ndiregedze
Kuziva mashandiro anoita Aplazame kunosanganisira kuona kuti uchave munhu arikukumbira basa rayo remari kana eCommerce. Mune chimwe nechimwe chazvo zvakasiyana mashandiro azvinoita saka tichaona zviitiko zvese zviri zviviri.
Mashandiro anoita Aplazame kune vanhu
Tinotanga nemunhu mumwe nemumwe. Kwavari, kana iwe ukaenda kune yepamutemo Aplazame peji, uchaona kuti imwe yemasevhisi ndeye "Tenga izvozvi, bhadhara gare gare".
Mune ino kesi inokupa iwe mukana we iva nemicrocredit inosvika zviuru zviviri nemazana mashanu emaeuro ekutenga kwako uye nokudaro kukwanisa kudzorera mari nenzira dzakasiyana.
Kune rumwe rutivi, kubhadhara kwemazuva gumi nemashanu, ndiko kuti, mari yezvaunotenga inobhadharwa kwauri mazuva gumi nemashanu mushure mekutenga (asi iwe unogona kunakidzwa nayo kubva pazuva rokutanga). Ndingadai ndisina kufarira.
Ukuwo, kubhadhara zvishoma nezvishoma. Muchiitiko ichi, a mari shoma yekutanga ye10,72 euros asi iwe unogona kusarudza muzvikamu zvingani zvekuzviita. Iyi sarudzo yekupedzisira haina mhindu kana ichibhadharwa mumari ina. Kana miripo iyi ikapfuudzwa, ipapo mubereko unochajwa.
Chaizvoizvo, vanhu vanobhadhara kune ese chigadzirwa chavanotenga. Asi Aplazame inozviita pachinzvimbo chako, nzira yekufambisira mberi mari. Zvino ndiye munhu anofanira kubhadhara chikwereti nepuratifomu.
Ndiregedze ku eCommerce
Panyaya yeAplazame yeCommerce, izvo zvinopihwa nehurongwa hwemari iyi kugona kuisa chishandiso ichi senzira yekubhadhara yevatengi. Mune mamwe mazwi, kunze kwekupa kubhadhara nekadhi, kubhengi kubhengi, mari pakutumira, Paypal ... panewo sarudzo yekundirambidza, kuitira kuti vabhadhara mukati memazuva gumi nemashanu kana muzvikamu.
Icho chokwadi chekuti haukumbire chero rudzi rwemapepa kana mubhadharo kuti ugamuchire mubhadharo uye kuziva kana wapihwa kana kusapihwa inoita kuti ikurumidze. Unogona kusarudza mubhadharo unosvika makumi matatu nematanhatu pamwedzi. Nekukwanisa kwekusarudza mwedzi wekubhadhara uye kutonga kuwanikwa kwemari, kureva, kana uchikwanisa kutenga kana kwete.
Unofanira kuzivawo izvozvo ndiAplazame anobhadhara chigadzirwa. Ndinoreva mutengesi achabhadhara ndiAplazame nepo mutengi waanotanga naye "hukama" ari pachikuva. sezvo ari iye anofanira kuripa.
Mune mamwe mazwi, semuridzi we eCommerce yako unogara uchigamuchira mari yako. Uye yatova iyo Aplazame chikuva chinonzwisiswa nemutengi (nekudaro uchitora njodzi yechikwereti chemari iyoyo).
Zvinoenderana nedata rinobatwa nepuratifomu, vanodaro Kushandisa iyi yekubhadhara system kunowedzera shanduko ne20%. Pamusoro pezvo, chiyero chepakati chekuraira chinowedzerwa uye kune zvinopfuura 40% kudzokorora kwekutenga. Kureva kuti vanodzokera kunotenga kuchitoro.
Chokwadi ndechekuti kune akawanda zvitoro zvezvikamu zvakasiyana zvinotoishandisa sezvishongo, runako, mitambo, dzidzo, fashoni, fenicha, kufamba… Mamwe mazita anozivikanwa ndeaya: Suárez Jewelry, Sánchez Jewelry, La Oca, Dormia, General Optica, Yokono…
Zvino zvawadzidza mashandiro anoita Aplazame uye zvaungatarisira kubva kurudzi urwu rwemari, kana zviri izvo zvawanga uchitsvaga, unogona kuona maonero ayo chishandiso ichi chinofanira kuita sarudzo yekupedzisira. Zvechokwadi, ziva kuti iwe uchafanira kudzorera mari uye hazvina kunaka kukwereta zvakanyanya. Wakamborishandisa here?