Kana iwe uine bhizinesi repamhepo, imwe ye Zvinhu zvakakosha zvekuchengeta mupfungwa ndezvi magedhi ekubhadhara. Kunyanya, ipa zvivakwa kune vatengi vako kuti vakwanise kubhadhara zvigadzirwa zvako. Uye hatisi kureva kuvapa zvidzikiso, mabhonasi uye mubhadharo wezvikamu, asi kuvapa nzira dzakasiyana dzekubhadhara dzinoenderana nezvavangade. Mune mamwe mazwi, marudzi akasiyana ekubhadhara magedhi.
Nguva zhinji, chikonzero nei ngoro dzichisiiwa pakati imhaka yekuti vashandisi vanenge vasvika kumagumo uye, kana zvasvika pakubhadhara, sarudzo dzavanopihwa hadzivanyengetedze, uye vanosarudza kuenda kune chimwe chitoro, kunyange kubhadhara zvishoma. zvimwe zvezvaunopa, nekuti vane imwe nzira yekubhadhara yakakodzera. Wadii kufunga zviri kunze uko?
Chii chiri kubhadhara magedhi
Usati wataura nezvemhando dzekubhadhara magedhi, iwe unofanirwa kuziva chaizvo zvatiri kureva temu ino.
Gedhi rekubhadhara ndiro chairo nzira yekubvumidza kubhadhara. Nenzira iyi, iwe unenge uchivimbisa mushandisi kuti kubhadhara kwavo, uye iyo yemagetsi kutengeserana transaction inoitika, ndeyechokwadi uye yakachengetedzwa kune ese ari maviri.
Kana tikafunga izvozvo nguva imwe neimwe vanhu vakawanda vanoshandisa kadhi rechikwereti, uye kuti pane kusada kuishandisa online, zvaunoita muCommerce yako ndizvo kukupa dziviriro kuburikidza neaya masuwo ekubhadhara kuitira kuti iwe "uvimbe" nazvo, kuti uzive kuti uri kuita chimwe chinhu chisingazokuise panjodzi isina kufanira.
Nei eCommerce ichifanira kushandisa magedhi ekubhadhara
Yako eCommerce ichitoro chemaawa makumi maviri nemana. Vanogona kutenga zvakafanana kubva kwauri na3 masikati sepa3 mangwanani, uye zvinoreva kupa nzira dzekubhadhara dzakakodzera uye, pamusoro pezvose, izvo zvinovimbisa hukama hwekutengeserana.
Kana iwe uchipa kutengeserana kwakachengeteka, chaunoratidza kune vashandisi ndechekuti waisa zvese zvinogoneka vimbiso kuitira kuti kutenga kwavo uye kubhadhara kwavo "kuchengetedzwe". Uye ndezvekuti kusimbiswa kwekubhadhara uku kunogara kuchiitwa munguva chaiyo uye zvakananga. Zvakafanana kana waifanira kudzorera.
Vanoshanda sei
Kuita kuti pfungwa yacho ijeke kwauri, kushanda kwegedhi rekubhadhara kunotanga panguva iyo mushandisi anogara muchitoro chepamhepo, anoona zvigadzirwa zvinomufadza uye ofunga kuzviisa mungoro uye kutanga maitiro ekutenga. Paunosvika kune chikamu chekubhadhara, sarudza nzira yekubhadhara yaunovapa.
Ipapo ndipo apo kambani yako, uchishandisa peji rewebhu, kutamisa ruzivo rwese rwevatengi (sekukumbira kwako) kugedhi iroro rekubhadhara saka unogona kusarudza nzira yaunoda.
Panguva iyoyo, kutengeserana kunoitwa nebhangi kuti wasarudza encrypting iyo data nemhando mbiri dzesystem: SSL o TLS.
Kana kutengeserana kwave kusimbiswa nebhangi, iyo ruzivo inotumirwa kukambani inotengesa, yatova pawebhu, uko kunosimbiswa kuti data ndeyechokwadi uye kutenga kunogona kubvumirwa.
Ikozvino, yakambosimbiswa nebhanga rekambani, inopinda nemubhangi remushandisi kuitira kuti ione uye nekubvumidza kutengeserana. Kana zvose zviri zviviri zvakasimbiswa, ipapo iwe uchaenderera mberi nekubhadhara zvakananga.
Uye zvakanakisisa pane zvose, izvi zvinogara zvichiitika munyaya yemasekondi.
Mhando dzekubhadhara magedhi
Zvino zvakujeka kwauri kuti ndeapi magedhi ekubhadhara uye kuti anoshanda sei, inguva yekuongorora ese marudzi aripo. Uye kune akawanda, kunyangwe asiri ese anoshandiswa kana anozivikanwa. Mamwe ndiwo anonyanya kushandiswa muSpain.
Paypal
Paypal ndeimwe yekare asi inoshanda zvakanyanya magedhi kunze uko. Uye ndezvekuti mushandisi haafanire kupa ruzivo rwake rwebhangi kubhadhara, asi anoita zvese kuburikidza neemail.
Dambudziko chete nderekuti kwete ese eCommerce anoishandisa uye vamwe kunyange kuwedzera mutengo wekubhadhara kudzivirira kuvabhadharisa nekomisheni iyo PayPal inobhadharisa kuishandisa senzira yekubhadhara.
Amazon Pay
Iyi haisi imwe yeanonyanya kuzivikanwa muSpain, kunyangwe izvo zvinogona kuchinja mumwedzi mishoma kana makore. Nzvimbo yako yekubhadhara ndeye imwe yakachengeteka uye kutengeserana kwakachengeteka kwazvo, pamwe chete chaunofanira kuita kupinda kuAmazon kuti ukwanise kubhadhara nayo.
Kana iri eCommerce, yakawanda uye yakawanda iri kuvhura nzira iyi uye isu hatingashamisi kana zvishoma nezvishoma vanga vaine iyo seimwe yemapuratifomu ekubhadhara.
Redsys
Inonyatsozivikanwa muSpain uye yeSpanish mavambo, ndeimwe yeanonyanya kushandiswa. Pakati pezvinhu zvayo, inogona kubatanidzwa nemakadhi echikwereti enyika uye epasi rose; ine zvitupa zveVisa neMastercard uye Ndiyo imwe yeakareruka kushandisa..
Inotia.net
Iri gedhi rekubhadhara rinokubvumira bhadhara chero nguva, chero kupi. Iine makore anopfuura makumi maviri echiitiko chakadaro uye ndeimwe yeanonyanya kufarirwa. Uyezve, kusiyana nevamwe, izvi haudi kuti webhusaiti ive neSSL chitupa kana kuti inoenderana nePCI kuishandisa.
Uye zvakare, iri kutungamira kuendesa mari kubva kumaakaundi ebhangi, nenzira yekuti zvese zviri otomatiki uye unodzivirira kutambisa nguva.
Apple Pay
Kune vashandisi veApple, iyi inogona kunge iri imwe yesarudzo yekufunga nezvekubhadhara. Uye ndiyo nzira iyi shandisa Face ID uye Bata ID kusimbisa kubhadhara.
hongu, mubhizinesi rako unofanira kunge uine terminal ine NFC, zvikasadaro hauzokwanisi kuishandisa kubhadhara. Chinhu chakanaka ndechekuti kuchengetedzeka kwakanyanya nekuita uku, kunyangwe hazvo mabhizinesi mazhinji haasati azviona.
mutsetse
Ndicho yevanonyanya kuzivikanwa, inokwanisa kutenga nekudzvanya nehuwandu hwemakadhi ayo inobvuma.
Dambudziko raunaro chete nderekuti ugamuchire muripo zvinogona kutora mazuva 7-14, iyo, yeSMEs uye mafreelancers, inogona kunge isiri iyo yakanakira bhizinesi rako.
Mamwe mapuratifomu akadai seSquare, MercadoPago, PayPro Global, FONDY, Swipe kana Payment Sense zvakare mienzaniso yemhando dzemagedhi ekubhadhara ekufunga.
Zvakanakisisa zvavo? Izvo zvinoenderana nebhajeti yako uye izvo zvaunoda kune yako eCommerce. Zvinotogoneka kushandisa akati wandei panguva imwe chete, uchivimbisa mamwe akasiyana kune vatengi vako. Zvinhu zvose zviri pachena kwamuri here?