Kana iwe uri mumwe weavo vanotumira uye vanogamuchira mari paInternet, unogona kunge uchiziva nzira dzakasiyana dzekubhadhara dzakadai sePayPal, Western Union ... asi zvakadini neSofort? Chii?
Kana iwe uchida kuziva imwe yenzira dzekubhadhara pamhepo uye ziva zvazvinogona kukupa iwe, mukuwedzera pakuziva vimbiso yainayo, Tarisa pane zvese zvaunoda kuziva nezveSofort.
Chii chinonzi Sofort?
Sofort Ndiyo imwe yenzira dzinobudirira dzekubhadhara paInternet.. Muchokwadi, zvese muGermany neAustria zvine kugamuchirwa kwakanyanya, kunze kwekushandiswa kwayo. Asi inozivikanwa zvakare muBelgium, United Kingdom, Hungary, Netherlands, Switzerland, France, Italy kana kunyange kuSpain.
Kambani yakagadzira iyi Payment Network AG, yeKlarna Bank AB. Uye hongu, sekutaura kwaunogona kutaura, Klarna ibhengi, kunyanya fintech bhangi rinopa online mari masevhisi, iri imwe yadzo nzira yekubhadhara neInternet.
Zita rake, Sofort, rinouya nekuda kweshoko rechiGerman rekuti "pakarepo", seimwe yemaitiro eiyi nzira yekubhadhara.
Chii chakaita kuti iyi nzira yekubhadhara yepamhepo ibudirire, uye nei vazhinji vachiishandisa, imhaka yekuti kuchengeteka kwako uye kuvanzika kwako. Uye ndezvekuti Sofort inoongororwa uye yakasimbiswa neGerman certification agency TÜV, sangano rine zvinodiwa kuti uwane chitupa ichi zvakanyanyisa, saka rakavimbika.
Asi hazvigumiri ipapo. Inopawo mimwe miedzo yekubhadhara iyo inogadzirwa muhurongwa pachayo, kuzivisa mapato uye nekupa kubhengi data kuvanzika (haugone kuvawana kana pasina mvumo uye mvumo yacho).
Kwakabva Nyaradzo
Kuti ndizive kuti Sofort akazvarwa riini tinofanira kuenda kusvika 2005. Panguva iyoyo kambani duku yakagara muMunich. Isu tiri kutaura nezve Payment Network AG. Izvi zvaive, pakati pemasevhisi ayo, yakakosha kubhadhara chikuva icho Yakanga ichiratidzwa nehupfumi, pakarepo uye yakachengeteka.. Mukuwedzera, yakagadziridzwa kune chero nzvimbo yebhangi kuitira kuti igone kushandiswa pasina matambudziko.
Kufanana nemavambo ose, zvakanga zvakaoma pakutanga. Asi chokwadi chekukurumidza uye zvakare nyore kwazvo kushandisa nokukurumidza mapuratifomu akawanda nemabhangi akakurudzirwa kuti azviise mumasevhisi avo uye zvishoma nezvishoma yakanga yava kubva kuGermany kuti itsigire dzimwe nyika dziri muEurope.
Zvechokwadi, nhasi inobatsira mune anopfuura 30.000 enyama uye online mabhizinesi uyewo mumabhanga angangosvika zana akasiyana.
Iyo Sofort inoshanda sei
Iye zvino zvaunoziva kuti Sofort chii, pamwe inobata pfungwa dzako uye iwe unoda kuzviedza. Chokwadi ndechekuti haina kuoma kugadzira account. Asi isu tinofanira kukuudza kuti kuita mubhadharo hautombodi kunyoresa, ndoda kupa yakavanzika data kana data iro mumwe munhu anogona "kuback" iwe nayo. Kubhadhara kunogara kuchiitwa kubva kubhangi account yebhangi, asi Sofort inoshandiswa kuita izvi.
Izvi zvinobvumira kuti kutengeserana kuve nekukurumidza zvakanyanya nekuti iwe unongofanira ku:
- Sarudza nyika uye bhangi kubva panoitwa kutengeserana (munyaya iyi kubhadhara).
- Wedzera ruzivo rwebhangi. Izvi zvinoitwa munzvimbo yakachengeteka inogoneswa neSofort.
- Zvinosimbiswa kuti zvinhu zvose zvakarurama uye zvinogamuchirwa kuti uwane simbiso yekuchinjisa kwaitwa. Kuchinjisa uku kunogona kuitwa nekukasira kana kutora anenge mazuva mana kuti zvishande.
Idzi data dzakapinda akavharidzirwa nenzira yekuti akanyorwa uye rimwe bato chete ndiro richakwanisa "kuvanzwisisa".
Nyaradzo muSpain
Unogona kunge usina kunzwa nezvazvo. Asi unofanira kuziva kuti parizvino kune makambani nemabhanga arikuishandisakana. Kunyanya, kana iwe uine account kuBBVA, La Caixa, Banco Santander kana vamwe, iyi sisitimu inowedzerwa uye iwe unogona kuita kutengeserana kuburikidza nayo.
Kana ari makambani, zvimwe zvakakosha, sePCComponentes, kana Iberia, zvinopa mukana wekutenga uchishandisa nzira yekubhadhara iyi. Ichokwadi kuti nguva zhinji inogona kuita seyakajairwa kwauri asi iwe hauna kuishandisa, zvisinei, yakawanda uye yakawanda eCommerces iri kubheja pairi.
Panyaya yevashandisi, kune avo vanoishandisa (kunyanya kutenga muzvikamu pasina makomisheni).
Kana uchida kushanyira mahofisi eSpain, ava vari kuMadrid. Ingotsvaga Klarna Spain SL
Zita idzva raSofort
Imwe pfungwa yekuyeuka ine chekuita nezita rayo. Sezvatakambotaura, Sofort zvinoreva kukurumidza muchiSpanish. Asi Iwe unofanirwa kuziva kuti Sofort yava kunzi Klarna.
Muchokwadi, hazvina kudaro chaizvo. MuGermany neAustria, Sofort ndiyo PayNow. Mune dzimwe nyika dzinozivikanwa seKlarna.
Yaiva muna 2014 iyo Sofort yakatengwa naKlarna uye kubva ipapo ndeyeboka iri reSweden, rinonyanya kugadzirwa nemari uye nzira dzekubhadhara. Saka zita rakashanduka.
Zvakanakira kushandisa nzira yekubhadhara iyi
Kana iwe uine eCommerce, zvinogoneka kuti pane imwe nguva wakagamuchira zano rekushandisa Sofort kana kunyangwe ivo vakakubata. Kana uri kufunga nezvazvo, une zvakawanda zvakanakira kuishandisa. Semuyenzaniso:
- Iwe unopa imwe nzira yekubhadhara kune vatengi vako, uye inokurumidza, yakachengeteka uye iri nyore kushandisa.
- Order inogona kusimbiswa ipapo ipapo uye zvakare gadzira pamwe newe.
- Deredza mari uye makomisheni. Pamusoro peizvozvo iwe unozogona kugamuchira kubhadharwa kwemari yakakwira (chimwe chinhu icho, nemamwe masisitimu, iwe ungasakwanisa kuita).
Zvipingamupinyi
Hazvisi zvose zvakanaka zvakanaka, uye zvose zvakaipa hazvina kunaka. Pane nguva dzose zvakanakira nezvayakaipira. Uye munyaya yeSofort, kana Klarna, hapana chinonetsa kune vashandisi, asi hongu kune vatengesi kana makambani anoishandisa kubvira komisheni inogona kunge yakakwira kupfuura yaitarisirwaa.
Mune mamwe makomendi takaona muapp ivo vanotaurawo nezve "kushamisika" makomisheni pane zvekukurumidza kutengeserana, saka zviri nani kuongorora, zvose kubva kune rumwe rutivi (mushandisi) uye kubva kune imwe (muzvinabhizimisi, kambani ...) kana iri pfungwa yakanaka kuishandisa kana kuishandisa mubhizinesi.
Zvino zvaunoziva kuti Sofort, kana Klarna, chii, ungashinga kuishandisa pakombuta yako kana kuburikidza neapp yainayo?