Inishuwarenzi yekudzivirirwa kwevanoshanda vega mukutengesa kwedhijitari

Hapana mubvunzo kuti inishuwarenzi ndechimwe chezvishandiso zvakanakisa zvekuchengetedza avo vanozvishandira vari mukati mekutengesa kwedhijitari. Iko chikamu chakanaka chemakambani einishuwarenzi chinopa vanozvishandira mukana wekunyorera mutemo wehurema hwenguva pfupi, unovabvumidza chengetedza mari yako panguva iyo ivo vasingakwanise kuita yavo yehunyanzvi chiitiko. Kune mhinduro zhinji dzavanogona kupa kune zvavanoda zvezuva nezuva uye izvo kusvika padanho rakakura zvinogona kuve chishandiso chemamwe matambudziko avanogona kutanga.

Mabhangi nemakambani einishuwarenzi akachinjisa zvivakwa zvavo kune vega vanozvishandira, vachivapa zvigadzirwa zvakanyatsogadzirirwa ivo nezvinodiwa zvavo, uye izvo zvino funga nezvematambudziko anotarisana nechikamu chino chevanhu. Chaizvoizvo kupihwa kunosanganisira maviri mainishuwarenzi zvigadzirwa, kune rumwe rutivi iyo inishuwarenzi ye kuremara kwenguva pfupi, izvo zvinovatendera kuti vachengetedze mari yavo mukati menguva dzavasingakwanise kuita chiitiko chavo. Ipo imwe, pane marongero ehutano, ayo ane huwandu hwekurapa hwekurapa uye vimbiso yekuchengetwa muchipatara kune chero chikonzero.

Zvavanoda zvinobva pachokwadi chezvinodiwa zvevashandi vanozvishandira vasina zvakawanda zvezviitiko izvi zvinokurumidza muhupenyu hwavo hwehunyanzvi. Iyi mhando yemamwe marongero anozivikanwa nekuchinjika uye modular kuti iwe unogona kuhaya chete kufukidzwa iwe kwaunonyatsoda. Ivo vanokupa iwe iyo yekumhanyisa kumhanya mune ekureva manejimendi. Nesarudzo yekunyorera yekuwedzera dziviriro kana iwe ukakonzera chero kukuvara kune vechitatu mapato mukuvandudza kwako kwehunyanzvi chiitiko. Saka, saka, inishuwarenzi inoenderana nezvido zvako uye nesarudzo yekusarudza zvakavharwa kuti zvikukwanirise, senzvimbo huru yekuzivikanwa nekuremekedza imwe inishuwarenzi yemhando dzakafanana.

Kudzivirirwa kwevanoshanda vega: mabhenefiti avo

 Vanozvishandira vanogona kubvumidza seyakavanzika yekuvhara yeinishuwarenzi yezvekurwara zvinotevera zviitiko zvataisafumura pazasi:

Kuchengetwa muchipatara nekuda kwechikonzero chero chipi zvacho: chekuvhara ichi muridzi wemitemo aigamuchira imwe mari kana, kana achinge arwara kana tsaona, akagamuchirwa kuchipatara kwemaawa makumi maviri nemana.

Kupera kwebasa: Kana munhu akapihwa inishuwarenzi achizvishandira uye achipa kuIyo-Inoshanda Yekuchengetedzeka Kwemagariro, Mutual, Montepío kana rimwe sangano rakadai sekugadzwa nemutemo, vanozovimbiswa muripo wemwedzi wega wekurega basa ravo zvisina basa.

Kusabhadharwa kwemakadhi echikwereti

Iko kusabhadharwa kwemakadhi ako echikwereti ndiko kumwe kwekubatsirwa kunopihwa neichi chigadzirwa chemari panguva ino. Nekuti kana mamiriro avo asingavatenderi kutarisana nemubhadharo wemwedzi nemwedzi wechengetedzo yavo. Kubudikidza neyegore kana yemwedzi wepimendi iyo isiri yakanyanyisa kukwirira sezvo iriko 20 kana 30 euros pamwedzi. Mari inofungidzirwa mune risiti yemwedzi inogadzirwa kubva kukadhi rechikwereti revabati veiyi nzira yepasirese yekubhadhara. Iyo yakagadzirirwa mamiriro ezvinhu umo aya mahunyanzvi achirega kuita kwavo kana kungoita vasingashande.

Nenzira iyi, vanogona kushandisa imwe nguva vasina kubhadhara chikwereti chakaunganidzwa kubva mumapurasitiki aya uye anogona kukonzera matambudziko mazhinji pavanogadzirira bhajeti yemunhu kana yemhuri. Izvo, mune chero zvazvingava, sarudzo yekusarudzika iyo inongobhadharwa nevashandisi kana ivo vachifunga kuti zvakafanira kuhaya sevhisi inoenderana nezvinodiwa zvavo chaizvo munharaunda yehunyanzvi mavanoshanda. Kugona chero nguva yekumisa chibvumirano cheinishuwarenzi pasina chero rudzi rwezvirango kana mari mukutarisira kwayo.

Inishuwarenzi yekurenda

Inishuwarenzi yehunhu hunhu hwakakosha chaizvo hunopa muripo kana siya kubva kubasa kana nyanzvi kuripa kudzikira kweSocial Security mari pamwe nekumwe kuripwa kana muchipatara muine chikonzero chipi zvacho. Mariri iro rinopa kufukidzwa kwekutanga, senge iwo atinopa pazasi:

  • Mazuva ese muripo wekuremara kwenguva pfupi nekuda kwekurwara uye / kana tsaona.
  • Inosanganisira mabhenefiti ekubereka.
  • Mubhadharo mune chiitiko chekuchengetwa muchipatara nekuda kwekurwara uye / kana tsaona: kwezuva rega rega iwe unorapwa (kubva maawa makumi maviri nemana kusvika kumazuva makumi matatu nematanhatu)
  • Mitero yemitero Nyaya yeavo vanozvishandira vanopa nekuburitsa kwakananga kuderedzwa mumutero wemutero. (Kusvikira kune yakakwira mazana mashanu EUR).

Uye nezvimwe zvivharo izvo zvinosarudzika uye izvo zvinosanganisira zvinotevera mabhenefiti mukati mekondirakiti chibvumirano:

  • Kupindira kwekuvhiya.
  • Kuremara Kwazvo uye Kwekusingaperi.
  • Rubatsiro rwekurapa kune Tsaona.

Inishuwarenzi yevashandi

Iyi inishuwarenzi ine yakanyanya kufukidzwa uye masevhisi. Neiyi inishuwarenzi unogona kutarisa zvese zvaunoda (hutano, mari uye / kana kufa) mune imwechete risiti imwechete uye nemitengo yakakosha. Chero zvazvingaitika, inishuwarenzi yakawanda yekuvhara pamwe nekukwanisa kusanganisa inishuwarenzi zvinoenderana nezvinodiwa nekuzviisa mumapepa rimwe chete.

Mitemo yemhando inotevera yeinishuwarenzi inogona kusanganiswa:

  • Hutano: Chiremba Chart Chigadzirwa
  • Rendi:
  • Tsaona
  • Kufa

Mune zvimwe zviitiko, kuti uwane mukana kune imwe vimbiso, iwe unofanirwa kumirira imwe nguva kubvira paunotanga kunakirwa nezvakanaka zvebumbiro rako.

Nekirasi iyi yeinishuwarenzi yehunyanzvi, ese mabhenefiti anogona kushandiswa kubva pazuva rekutanga, chete anotevera masevhisi ane nguva dzenyasha:

  • Kugara muchipatara uye kupindira kwekuvhiya (kusanganisira prosthetics): mwedzi mitanhatu
  • Kununurwa (kunze kwekuendesa nguva isati yakwana): 8 mwedzi
  • Kudyara: mwedzi gumi nembiri

Inishuwarenzi yevashandi

Inishuwarenzi yehunhu uhwu inobatsira iwe kubhadhara izvo zvisingaenzaniswi mari inofungidzirwa nekuiswa muchipatara kana kupindira kwekuvhiya (kuendesa, kuchengetedza kweshamwari, kuchengeta vana, rubatsiro rwemumba, nezvimwewo) kuburikidza nekubhadharwa kwemubhadharo wezuva nezuva kusvika padanho repamusoro yegore rimwe uye chero chipatara umo vane inishuwarenzi vari muchipatara.

Nepo kune rimwe divi, chirwere kana tsaona inogona kumanikidza iwe kutora zororo rekusavapo, zvinoreva kuti mari shoma uye yakawanda mari. Nenishuwarenzi iyi, hupfumi hwako hahuzokanganisike kana paitika zororo rekurwara, nekuti chikumbiro chega chega kana chirwere chinopihwa huwandu hwehupfumi (chikero).


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  1. Inotarisira iyo data: Miguel Ángel Gatón
  2. Chinangwa cheiyo data: Kudzora SPAM, manejimendi manejimendi.
  3. Legitimation: Kubvuma kwako
  4. Kutaurirana kwedata
  5. Dhata yekuchengetedza: Dhatabhesi inobatwa neOccentus Networks (EU)
  6. Kodzero: Panguva ipi neipi iwe unogona kudzora, kupora uye kudzima ruzivo rwako