Kana iwe uine ecommerce, chinangwa chaunoda kusvika ndechekutengesa. Kuwanda kuri nani. Asi dzimwe nguva vatengi vako, kungave nekuti ivo vepamusoro-kirasi zvigadzirwa (zvinodhura) kana nekuti havangazvikwanisi, hapana chavanokumbira kwauri nekuti havagone kuripa zvizere. Saka, unoziva here kuti chii chakamisikidzwa kubhadhara uye chii chaanogona kuitira bhizinesi rako?
Kana iwe wakambofunga nezve batanidza kubhadhara kwakamisikidzwa mune yako eCommerce asi hauzive zvese zvese zvakanaka, tozokuudza nezvazvo.
Chii chinomisikidzwa kubhadhara
Nguva yakamisikidzwa, kana kuti deferment of payment, is nothing than a kumisikidzwa kunoitika kwekubhadhara kunofanira kuitwa. Nenzira iyi, panzvimbo yekubhadhara panguva imwe chete chigadzirwa chinotengwa, kubhadhara kunoitwa imwe nguva gare gare.
Ndozvazviri tinogona kuidaidza kuti "tenga izvozvi, bhadhara gare gare" kuti mune zvimwe zvitoro zvakakura zvinotanga kurira (muenzaniso ndiAmazon mune chikamu chembatya iyo inobvumidza iwe kutenga zvipfeko zvakasiyana-siyana pasina kubhadhara kusvika vhiki gare gare).
Chokwadi, kudzivirira matambudziko, Yese data yemunhu inounganidzwa kuitira kuti, kana pasina kudzoka, mari yezvigadzirwa izvo zvakatengwa zvinogona kubhadharwa.
Mumwe muenzaniso waungave wakashandisa ndeyeBhuku, uko kunokubvumidza kuti uchengete makamuri asi hapana chinobhadhariswa kudzamara waenda kuhotera uye unonyoresa (kunyangwe ivo vachikwanisa kubhadhara nekadhi kuitira kuti, kana ukasauya, kana usina. kuziviswa kana kukanzurwa, vanogona kuibhadharisa kuaccount yako).
Mhando dzekubhadhara kunononoka
Zvino zvawava kuziva kuti chii chakamisikidzwa kubhadhara, iwe unofanirwa kuziva kuti kune mapoka makuru maviri. Kureva, mukati menguva yakamisikidzwa kune marudzi maviri:
- Matemu ekubhadhara. Muchiitiko ichi "chibvumirano" chinoitwa pakati pemutengi nemutengesi. Chii chiri kuitika? Eya, invoice yokubhadhara inobudiswa nokuda kwechakatengwa nguva yakati pashure pokuchitenga kuti chigutswe.
- Nzira dzekubhadhara. Imo inotangwa nzira yekubhadhara: nekuendesa kubhengi, kubhengi zvakananga, kubhadharisa zvakananga, kadhi rechikwereti, mari ...
Pane boka rechitatu riri kuwedzera vateveri vazhinji, kunyanya pakati pe-e-commerce. Uye ndizvozvo munyaya iyi iyo "kondirakiti" yemamiriro ekubhadhara haina kusimbiswa pakati pemutengi nemutengesi asi inoyananiswa nekambani yechitatu. Uyu ndiye "anokweretesa" mari kune mutengi uye ane mutoro wekubhadhara mutengesi, asi zvino uyo anoda mari inobva kumutengi (kwete pakarepo, asi munguva inotevera). Kunyangwe iri mukati mepfungwa yekubhadhara muzvikamu, kana ichibhadharwa musingasviki mwedzi (kana kunyange mazuva gumi nemashanu) inogona kubatwa semubhadharo wakamisikidzwa (apo une "guarantor" uyo anobhadhara kutenga wozomudzosera mari yacho).
Kubatsira uye kusagadzikana
Sezvinenge zvese, kubhadhara kwakamisikidzwa kune akati wandei mabhenefiti kune vese mutengesi nemutengi. Asiwo pane zvimhingamipinyi zvinofanirwa kucherechedzwa kuitira kuti tisabatwa neshungu.
Zvakanakira kunonoka kubhadhara
Mukati zvinobatsira zvarinotipa iyi nzira yekubhadhara tinayo:
- Iyo inzira yekubhadhara kutenga, nekuti inogadzirwa asi isingabhadharwe kusvika imwe nguva gare gare.
- Iyo inokutendera iwe kutenga kunyangwe iwe usina liquidity. Semuenzaniso, kutenga chigadzirwa uye kubhadhara gare gare, vachitarisira kuti ivo vachawana mari yezuva iroro.
- Kune vatengesi hapana bhureki rekusatengesa. Uye ndezvekuti mutengi anogona kutenga pasina kutya uye vatengesi vanogona kutengesa.
- Dzimwe nguva vatengesi ivavo vanogona kubhadharisa chimbadzo chinotsiva kumirira mubhadharo kwechinguva.
payakaipira
Kune rumwe rutivi, iwe unofanirwa kuyeuka kuti pane zvimwe zvisingabatsiri izvo zvinofanirwa kuve funga usati waita sarudzo yekupedzisira:
- Mutengi anogona kusatevedzera uye kusabhadhara mubhadharo wezvigadzirwa, saka kunyangwe chirango chinogona kuiswa, kana akaramba asingabhadhare, anozopedzisira agadzirisa zvichemo, mari yegweta, nezvimwe.
- Vatengesi vanogona kukanganiswa nekusabhadhara kune zvigadzirwa zvavakatengesa uye kukanganisa mubhadharo wavo.
- Muripo wakamisikidzwa unogona kusanganisira kubhadharwa kwemubereko kana zvirango kana muripo usina kuitwa.
Kubhadhara kwakamisikidzwa kunoshanda sei muCommerce
Hapana kupokana kuti kubhadhara kwakamisikidzwa kwakasiyana zvachose nezvatakajaira patinotenga, mungave muchitoro chendaneti kana muchitoro chenyama. Nekudaro, inzira yekubhadhara inogona kushandiswa muCommerce.
Zvinosanganisira ipa rudzi rwe "kiredhiti" parizvino pasina kukurumidza zvikwereti kana mapato echitatu ari kuita. Ikozvino, ndiyo eCommerce pachayo iri kuzotora njodzi yekutengesa.
Imwe sarudzo ndeye kushandisa chaiyo mapuratifomu ane basa rekubhadhara eCommerce nepo hukama huchigadzirwa nemutengi kusvika agutsa mari yaakakweretwa.
Muzvitoro zvepamhepo, kudzoserwa kubhadhara neCommerce kushoma; asi hazvisi zvisingaite kuona iyo yekubhadhara yekubhadhara sarudzo kuburikidza neyechitatu-bato mapuratifomu. Muchokwadi, mapuratifomu aya anobhadhara chitoro zvizere, asi ipapo vanofanirwa kuziva kuti mutengi anodzosera mari yavanenge vafambira.
Zvakakosha here kuibatanidza muchitoro chendaneti?
Paunoenda kunotenga muchitoro chendaneti, kuva nemhando dzakawanda dzekubhadhara chinhu chakakosha. Kune vanhu vachiri kuzeza kupa kadhi ravo rechikwereti, kunyanya kana iri kekutanga kutenga uye mari yavanozobhadhara yakawanda. Saka kuva nezvimwe zvingasarudzwa, zvakadai sePaypal, mari pakutumira, kutumira ... kunovapa kuchengeteka uye rusununguko panguva imwe chete.
Asi nekubatanidza muripo wakanonotswa, zvinoita kuti munhu anzwe akasununguka achiziva kuti haafanire kubhadhara zvese panguva imwe chete asi anogona kuzviita zvishoma nezvishoma.
Muchokwadi, imwe yemabhenefiti yakatarisana neCommerce ndeyekuti inokurudzira kutenga online. kuva zvinodhura zvakanyanya, vazhinji vanoona mukana wekuzvirapa zvakanyanya uye kuwedzera ngoro yekutenga, nenzira yekuti pakupedzisira iwe uchatengesa zvakawanda.
Zvakajeka kwauri ikozvino kuti chii chakamisikidzwa kubhadhara uye nei uchifanira kuzvifunga nezve eCommerce yako? Ehe, iwe unofanirwa kutarisa kune zvese zvakanakira nezvayakaipira usati wazviisa kumusoro kuti zvisazokanganisa mari yako.