It is a fact that more and more people are buying on the Internet, either from their desktop computer or from their mobile phone. Most Ecommerce businesses accept payments by credit card or with a PayPal account. Next we will talk a little about how safe to use one or another payment method.
Pay with PayPal
PayPal mentions that all financial and personal data of users are kept strongly encrypted and its servers check the browser used to make sure that encryption technology can be used and that the data is stored safely. This payment platform even pays hackers who find vulnerabilities in your system to further ensure the protection of user information.
Pay with credit cards
Almost all credit cards are issued by banks, a segment more reserved and reluctant to many of the cybersecurity practices PayPal uses. Banks do not pay hackers to alert about flaws in their security systems.
Take precautions when buying online
Just because PayPal hasn't been hacked doesn't mean it never will. In fact, it is known that hackers are constantly trying to breach the security of the servers of this platform. Therefore, along with the security measures that these services already offer, the consumer must also be responsible for the way in which they manage their financial information.
It has been found that passwords used by customers are still very easy to remember, which means they are also easy to break. So make sure you check your bank statements and credit cards frequently, and avoid using the same password for everything.
In the end and whenever possible, it is best to use PayPal as a payment method instead of credit cardsSince many of the data vulnerabilities come from physically swiping the credit card.